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Mark Rowe

Timeshare Owners Protection Plan Ltd: Another Mark Rowe Creation

As our regular readers are aware, Inside Timeshare has been publishing over the years many articles on the antics of Mark Rowe and his various companies. This began with his Monster Credits and Monster Rewards package, through to which was the initial contact to sell the much-maligned and discredited Monster Credits scheme. He then replaced Monster with a renamed version called Jive Hippo and at every point, he has come up with new companies and money-making schemes. Today we highlight yet another of his worthless programmes to help timeshare owners.

This particular scheme stems from the “exit” & “compensation” scheme set up by Rowe using his companies ABC Legal & ABC Lawyers, this along with a plethora of other so-called “legal” firms duped timeshare owners into signing up to relinquish their timeshare memberships. Along with this, there would be a claim for “compensation” once the cancellation has been done. This is passed to yet another Mark Rowe company Lansdown Financial Ltd.

As we know from the many enquiries Inside Timeshare has received that these “cancellations” of membership have never actually been done. The client receives a letter from whichever of Rowe’s “law” firms they have dealt with to inform them that their ownership is in their “opinion terminated”

Mark Rowe, not as innocent as he looks!

The common factor for all those who have enquired is the fact they were told to just stop paying the annual maintenance fees. The hope of Rowe was that the timeshare companies would not chase for arrears. Unfortunately, this is not the case, Inside Timeshare knows for a fact that many of the timeshare companies will actively chase for arrears and send in the debt collection agencies. If the “debt” is not paid then action against the member is taken in the County Courts, this results in either the owner paying the debt before a court hearing to avoid receiving a County Court Judgement.

Now as Mark Rowe does know this fact as he has been around the industry for many years, he came up with yet another scheme to allay the fears of “his clients”. This is the Timeshare Owners Protection Plan.

It is a “certificate of indemnity” so if the timeshare company does take legal action then Rowe’s clients will get legal cover to fight the case. The only problem is that according to the “Certificate of Registration” it clearly states:

“This certificate confirms that discretionary legal benefits scheme cover (subject to terms and conditions overleaf) is supplied and operated by Timeshare Owners Protection Plan Ltd”.

Then if we go to the terms and condition section 3.1 it explains what is meant by discretionary:

“Discretionary means that our directors have the unfettered, optional, non-compulsory right and authority to decide whether or not to provide support in connection with a claim against you by a timeshare resort owner”.

Well, it could not be clearer than that, it is the directors who decide if they will fund any defence!

So who is the director?

I do think you have already guessed, Mark Rowe himself, along with Clifford Donald Wing, who is a rather new name to come up, (we just wonder if he is aware of Rowe’s somewhat colourful past).

The company Timeshare Owners Protection Plan Limited is registered with Company House with the Company Registration Number 10775452. It was incorporated as a company on 17 May 2017 and the registered address is:

71 Queen Victoria Street London England EC4V 4BE

The company itself is listed as a “Micro” entity and in the PDF file below you will see last year’s account statement, as you will see it has no funds or assets. Now, this does beg the question: Where does the funding for legal representation come from?

Inside Timeshare thinks that the answer is in the “discretionary” point of the scheme, it will not be forthcoming!

On the 10 May 2018, there was a change in persons or entities with significant control, this was passed from ABC Legal to another company called TOPPL Holdings Ltd, Company Registration Number 11347556 and the registered address:

71 Queen Victoria Street London England EC4V 4BE

The company was incorporated on the 4 May 2018, just 6 days the change of significant control, but the person who has this control and is the director of TOPPL Holdings Ltd is none other than our old friend Mark Rowe!

So once again we see the devious mind of Rowe in action, taking money from unsuspecting owners, filling them with false hopes and promises, worthless certificates showing “cancellation of timeshare contracts” and then the certificate promising protection from legal action.

Over the year this man has invented and run some of the most prolific scams in the timeshare world yet he has been able to get away with it all. Well, that is until now, we know that several of his companies are under police investigation for fraud in the UK and Tenerife, it is only time before the authorities go knocking on his door and he will eventually see the inside of a prison cell!

If you have been a victim of Mark Rowe or any of his companies please use our contact page and let us know, Inside Timeshare also urges you to file complaints with Action Fraud and also Trading Standards.

Remember do your homework before engaging with companies such as these, if you are not sure if they are genuine and will do what they promise the contact Inside Timeshare for advice. You have nothing to lose and it will save you in the end.

Mid Week Report: Some Interesting News

Over the past months Inside Timeshare has been receiving many enquiries regarding ABC Legal and Mark Rowe. Most of the enquiries have revolved around the so-called “exit” which this company has promised to do for a fee, as we already know many of those who took up this service have found they are still liable for maintenance fees and have not been extracted from their timeshare contracts. In all the cases Inside Timeshare has received the client’s timeshare company has informed them that they are still members and that they have never received any correspondence from ABC Legal.

Yesterday Inside Timeshare received news which will obviously be of interest and possibly of great benefit to clients of ABC Legal. On 2 January 2020, ECC announced the completion of the acquisition of assets from Advanced Business Consultants Legal SL, which is the parent company of the many formerly owned by Mark Rowe.

ECC who along with their appointed firm of lawyers M1 Legal, believe that they will be able to help the many clients of all the companies which are part of Advanced Business Consultants and bring their cases to conclusion. They have already set up a dedicated email address for those clients of the many ABC companies to make contact with ECC to discuss what they will be able to do for them. [email protected]

For the full press release please open the PDF link below.

We now move to another very disturbing matter, this time it involves a Tenerife company called Centaurus Mediations SL.

Inside Timeshare received an enquiry from a concerned reader who just returned from Tenerife and had a meeting with Centaurus. According to Centaurus Mediations, they will be able to “extricate” them from their timeshare contract and pursue a “compensation” claim for them, all for the cost of £6000.

Sounds good, there is only one problem with this, the reader sold his timeshare over nine years ago and has not paid any maintenance since then and has never received a maintenance bill since.

So the question is how the hell can this company “extricate” and claim “compensation” for a timeshare this client has not owned for over nine years?

Obviously, they can’t, it is just an exercise to part this person with their hard-earned cash!

Once again this highlights the lengths some of these companies will go to just to line their own pockets.

As we always remind our readers, doing you due diligence and homework will save you from losing thousands.

Start the Week: Spain is Still on Holiday but the Scammers are Not

Welcome back to Inside Timeshare after our rather long Christmas and New Year break, although here in Spain it is still holiday time with today being Dia de Los Reyes or Three Kings Day. Traditionally it is the time when children receive their “Christmas” presents, with the celebrations beginning the night before with processions in most towns and villages featuring the Three Kings. Although Spain may still be on holiday we can be assured that the many scam companies operating from here will still be contacting timeshare owners.

Even though Inside Timeshare has not been publishing, the emails from readers have not stopped. Over the past few weeks, we have still been receiving many enquiries regarding the many cold calls owners receive. One particular company that has been highlighted here on many occasions and was the subject of our last article appears to be continuing with their underhand practices.

As we reported on 16 December 2019, ABC Legal, a Mark Rowe companies are still threatening legal action for so-called debts from clients. This “debt” is for the payment of the fees charged for cancelling a timeshare contract, yet in all the cases Inside Timeshare has received not one has actually been cancelled.

All the client has ever received is a “certificate of cancellation” which is issued by ABC Legal and is not even worth the paper it is printed on. Not in one single case has the client received any official notification from their timeshare resort to indicate they are no longer members. In fact, all our readers who have contacted Inside Timeshare have all told us the same thing, they are still receiving demands for maintenance fees and in many cases demands for arrears.

Mark Rowe

In every single operation regarding the “cancellation” of a timeshare contract by the many different Mark Rowe companies, which also includes those who “traded in” their timeshare for one of Rowe’s other products such as Monster Credits. In all cases, they have been told to just stop paying their maintenance fees. It is not until 2 to 3 years later that the client then finds out they are still “members” and now owe substantial amounts in arrears. This, in turn, leads to threats by the timeshare companies to pass the “debt” over to a collection agency along with the threat of County Court action to recover it.

Now ABC Legal and Mark Rowe are using a debt collection agency to intimidate their own clients into paying the fees for a service that was never carried out. Considering that ABC Legal and ABC Lawyers are both in the process of liquidation it is obvious that the whole thing is to ensure that Mark Rowe does not lose financially.

Over the years Inside Timeshare has highlighted Mark Rowe and his many companies revealing how he has been “ripping off” timeshare owners over many years. We must also not forget that Rowe himself was at one time a senior sales manager with a major timeshare company in Tenerife until he began building his own “scamming empire”.

We have also reported on the many investigations being conducted by the authorities in Spain and the UK, most notably the investigation by the Regional Organised Crime Unit of Somerset and Avon Police.

Below are links to some of the previous articles on Mark Rowe and his companies.

If you have had any dealings with any Mark Rowe company especially ABC Legal or ABC Lawyers and find that you are still liable for your timeshare maintenance fees then contact Inside Timeshare through our contact page.

Remember, do your homework before engaging with any company that contacts you regarding relinquishing your timeshare or making a claim. The vast majority of these “companies” are not what they make themselves out to be!