As our regular readers are aware, Inside Timeshare has been publishing over the years many articles on the antics of Mark Rowe and his various companies. This began with his Monster Credits and Monster Rewards package, through to sellmytimeshare.tv which was the initial contact to sell the much-maligned and discredited Monster Credits scheme. He then replaced Monster with a renamed version called Jive Hippo and at every point, he has come up with new companies and money-making schemes. Today we highlight yet another of his worthless programmes to help timeshare owners.
This particular scheme stems from the “exit” & “compensation” scheme set up by Rowe using his companies ABC Legal & ABC Lawyers, this along with a plethora of other so-called “legal” firms duped timeshare owners into signing up to relinquish their timeshare memberships. Along with this, there would be a claim for “compensation” once the cancellation has been done. This is passed to yet another Mark Rowe company Lansdown Financial Ltd.
As we know from the many enquiries Inside Timeshare has received that these “cancellations” of membership have never actually been done. The client receives a letter from whichever of Rowe’s “law” firms they have dealt with to inform them that their ownership is in their “opinion terminated”.
The common factor for all those who have enquired is the fact they were told to just stop paying the annual maintenance fees. The hope of Rowe was that the timeshare companies would not chase for arrears. Unfortunately, this is not the case, Inside Timeshare knows for a fact that many of the timeshare companies will actively chase for arrears and send in the debt collection agencies. If the “debt” is not paid then action against the member is taken in the County Courts, this results in either the owner paying the debt before a court hearing to avoid receiving a County Court Judgement.
Now as Mark Rowe does know this fact as he has been around the industry for many years, he came up with yet another scheme to allay the fears of “his clients”. This is the Timeshare Owners Protection Plan.
It is a “certificate of indemnity” so if the timeshare company does take legal action then Rowe’s clients will get legal cover to fight the case. The only problem is that according to the “Certificate of Registration” it clearly states:
“This certificate confirms that discretionary legal benefits scheme cover (subject to terms and conditions overleaf) is supplied and operated by Timeshare Owners Protection Plan Ltd”.
Then if we go to the terms and condition section 3.1 it explains what is meant by discretionary:
“Discretionary means that our directors have the unfettered, optional, non-compulsory right and authority to decide whether or not to provide support in connection with a claim against you by a timeshare resort owner”.
Well, it could not be clearer than that, it is the directors who decide if they will fund any defence!
So who is the director?
I do think you have already guessed, Mark Rowe himself, along with Clifford Donald Wing, who is a rather new name to come up, (we just wonder if he is aware of Rowe’s somewhat colourful past).
The company Timeshare Owners Protection Plan Limited is registered with Company House with the Company Registration Number 10775452. It was incorporated as a company on 17 May 2017 and the registered address is:
The company itself is listed as a “Micro” entity and in the PDF file below you will see last year’s account statement, as you will see it has no funds or assets. Now, this does beg the question: Where does the funding for legal representation come from?
Inside Timeshare thinks that the answer is in the “discretionary” point of the scheme, it will not be forthcoming!
On the 10 May 2018, there was a change in persons or entities with significant control, this was passed from ABC Legal to another company called TOPPL Holdings Ltd, Company Registration Number 11347556 and the registered address:
71 Queen Victoria Street London England EC4V 4BE
The company was incorporated on the 4 May 2018, just 6 days the change of significant control, but the person who has this control and is the director of TOPPL Holdings Ltd is none other than our old friend Mark Rowe!
So once again we see the devious mind of Rowe in action, taking money from unsuspecting owners, filling them with false hopes and promises, worthless certificates showing “cancellation of timeshare contracts” and then the certificate promising protection from legal action.
Over the year this man has invented and run some of the most prolific scams in the timeshare world yet he has been able to get away with it all. Well, that is until now, we know that several of his companies are under police investigation for fraud in the UK and Tenerife, it is only time before the authorities go knocking on his door and he will eventually see the inside of a prison cell!
If you have been a victim of Mark Rowe or any of his companies please use our contact page and let us know, Inside Timeshare also urges you to file complaints with Action Fraud and also Trading Standards.
Remember do your homework before engaging with companies such as these, if you are not sure if they are genuine and will do what they promise the contact Inside Timeshare for advice. You have nothing to lose and it will save you in the end.