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ABC Legal

Start the Week

December is now upon us and the courts will be having a last flurry of cases before the Christmas break. It is also the time of year when maintenance bills are being received and with this, there will be an increase in calls offering termination of your contracts. It is also the time when those who paid for these services will find that their timeshare has not been terminated and they are still liable for the maintenance fees. Inside Timeshare has been receiving many more enquiries regarding this and one of the main complaints is about ABC Legal.

As we published last week the story of two of our readers who are now being chased by a debt collection agency hired by ABC Legal and Mark Rowe, CCI Credit Management Ltd. We have since heard from another reader who is also being chased by them for payment of the fees to terminate their timeshare.

The timeshares have not been terminated by the timeshare company despite the protestations of ABC Legal that they have been. Our reader has demanded written official proof from ABC Legal to show that they did engage with the timeshare company and terminate the contract legally and formerly. Nothing has been forthcoming.

In each case, the letters demanding the clients pay ABC Legal Ltd, Abc Lawyers Ltd (both of these are in liquidation) or Advanced Business Consultants SL for the termination services has the following paragraph:

b) receipt by you of a letter from us stating that we consider that, in all of the circumstances, including the legal context and any legal notices served, that the Resort Owner is likely to treat the Timeshare Contract in effect as if it had been terminated (though in fact it has not been formally terminated) and that in our opinion the Resort Owner is unlikely to take any legal action against you. 

This paragraph is very contradictory, on the one hand they say the client will receive a letter from ABC that they consider the contract terminated, then they actually state in brackets that “though in fact it has not been formally terminated”. So the question is if it is not formally terminated how can it be terminated?

Surely the timeshare company would write to the member on official company letters that the timeshare is terminated and that the member should return all membership certificates?

The next telling part to show that ABC (Mark Rowe) does not, in fact, terminate contracts but rather tells the client to just stop paying the maintenance, that the timeshare company is “Unlikely in their opinion (ABC) to take legal action for any arrears”.

Well, we do know for the most part that this is untrue, many timeshare companies will chase for arrears in maintenance, most will not deal with companies such as these for termination. They will, however, deal direct with the member.

To us, at Inside Timeshare, this is blatant bullying by a company and owner who is well known for fleecing unsuspecting timeshare owners of their hard-earned cash. If you have dealt with any company such as this then please contact Inside Timeshare and we will point you in the right direction.

News also came in late on Friday that a German client of Canarian Legal Alliance has now received a payout from Anfi into their account. They have now received 27,753.96€ plus legal fees and legal interest, their contract was also declared null and void, so another happy ex-Anfi owner.

Did you purchase your timeshare after 5 January 1999, did you pay any deposit within the 14 days cooling-off period, is the contract for a duration in excess of 50 years, does it contain floating weeks or points or is a fractional or company participation scheme?

If you can say yes to one or more of these, then you may have an illegal contract and have the right to make a claim, then please use our contact page for more information on this or any other timeshare matter.

What a Cheek: ABC Legal Sends in Debt Collectors to Clients

Well, we thought we had seen everything until now, it appears that the “scammers” are now sending in the debt collectors to clients who wanted to cancel and refuse to pay or have not paid because they do not believe their timeshare contracts have been terminated. ABC Legal is the company involved and yes, it is the “crook” Mark Rowe who is once again behind it. Also, remember that Mark Rowe and several of his other companies are under criminal investigation in the UK and Spain.

Over the past few weeks Inside Timeshare has been receiving many emails on this subject. The first few were all clients who decided they wanted to cancel the services to terminate their timeshare because they felt pressured into signing and subsequently found some very disturbing news on the internet. Yet now they are being bullied into paying with threats of legal action and County Court Judgements.

Mark Rowe

The latest involves two clients who had taken on the services of ABC Legal or one of the other Mark Rowe companies, Advanced Business Consultants Legal SL and ABC Lawyers Ltd.

Both were sent letters on ABC Legalheaded paper telling them that their timeshare contracts had been terminated, both asked for proof as they had not heard anything from their respective resorts. Plus they are receiving demands for past maintenance fees and for next year.

ABC Legal refused to send any written evidence that the contracts had been formerly terminated. All they have done is refer the clients to this clause in their contract:

To clarify, by “Exit” we mean one of two things:

a) an agreement with the Resort Owner under which your Timeshare Contract is terminated on terms you approve in advance; OR 

b) receipt by you of a letter from us stating that we consider that, in all of the circumstances, including the legal context and any legal notices served, that the Resort Owner is likely to treat the Timeshare Contract in effect as if it had been terminated (though in fact it has not been formally terminated) and that in our opinion the Resort Owner is unlikely to take any legal action against you. 

Both (Name of Resort) and (Name of Resort) have failed to engage or respond to the legal notices served.

Now there is a very telling point in the second clause:

(though in fact, it has not been formally terminated) and that in our opinion the Resort Owner is unlikely to take any legal action against you.

They actually admit that the contract has not been “formerlly terminated”, that the resorts failed to engage or respond to legal notices served.

The question is what “Legal Notices”?

As we have pointed out on many occasions, most timeshare companies will not engage with or recognise these third party terminations, they will deal directly with the member only. It is also a fact that timeshare companies will pursue owners/members for arrears in maintenance fees. Many of these companies will use the services of Daniels Silverman based in Liverpool, this is the prefered choice of Diamond.

The debt collection agency employed by ABC Legal is CCI Credit Management Ltd, The CCICM Centre Snowdonia Business Park Portmadog.

It is also a fact that ABC Legal and ABC lawyers are in liquidation, with ABC Legal filling on 8 February 2019 and ABC Lawyers also on 8 February 2019.

So another question has to be asked, how can companies in liquidation employ a debt collection agency to recover unpaid invoices for them?

If anyone out there knows a good answer I would love to hear it.

So there we have it, the “Scammers” are still at it but trying to use legal means. One thing we can say to Mark Rowe, you certainly know how to rip people off.

We all hope that you end up getting your just deserts and are thrown into prison for a substantial time just for all the misery that you have heaped on the unsuspecting.

If you have been contacted by CCI Credit Management Ltd or have had dealings with any of these companies and are still receiving your maintenance bills, then please use our contact page and get in touch.

Start the Week: Update Advance Business Consultants Legal SL

Further to our article published on 23 April, regarding the liquidation of ABC Lawyers and Advance Business Consultants Legal SL both owned by Mark Rowe, new information has now come to light.

It appears that the Timeshare Consumer Association is now a trading name for Advanced Business Consultants Legal SL along with ABC Legal, ABC Lawyers, Timeshare Compensation, Timeshare Advice, Timeshare Lawyer, Value My Timeshare, ABC Legal Reviews.

So what was once an independent website giving independent and impartial advice to timeshare owners is firmly under the umbrella of Mark Rowe. He continually denies he has anything to do with the TCA, the latest evidence shows otherwise.

This is now in black and white on the Privacy Notice updated on 24 April 2019,

So what does this mean for timeshare owners who contact the TCA for advice on how to get out of their timeshare contracts?

Very simple, they will not be getting any independent or impartial advice, instead, they will be directed to one of the companies owned and controlled by Mark Rowe. This is not the first time the TCA’s impartiality has come into question, Andrew Penman of the Mirror brought this subject into the public domain way back in December 2016.

https://www.mirror.co.uk/news/uk-news/timeshare-consumer-association-claims-independent-9367808

Mark Rowe

As we already know, several of his companies are under investigation by the Regional Organised Crime Unit of Somerset and Avon Police as well as the Spanish authorities, these are:

Inside Timeshare has received many emails from timeshare owners who have paid for relinquishments and so-called claims through ABC Lawyers, one reader paid around £7,500 for relinquishment and a claim. They were simply told to stop paying the maintenance fees, which they did, they have since found out that Club La Costa terminated their membership on the grounds of non-payment of fees. In other words, ABC Lawyers did nothing, they have also never received a penny of the £30,000 they were promised for their claim, despite signing the contract with ABC in October 2017.

Inside Timeshare has continually stated that the only sure way of making a claim for timeshare purchased in Spain is through the Spanish Courts, using a genuine lawyer registered to practice in Spain, with the knowledge and experience of timeshare law.

You are also unable to make any claim through the courts once you have had your contract terminated, plus you are very unlikely to receive any money back by using the Credit Consumer Act 1974 Section 75. This is a simple fact, the credit card company (if you paid the deposit by card) will always contact the timeshare company, they will obviously inform the card provider that the timeshare was used, so they have provided the goods and services paid for. Section 75 does not cover the fact that your timeshare contract may be illegal under Spanish law.

Once again, it is important that you know who you are dealing with, the TCA may have been independent and impartial at one point, but that was many years ago, we are sure the late Sandy Grey will be turning in his grave, all his hard work has now been turned upside down.

If you have any questions or need real advice on any timeshare matter, use our contact page and we will get back to you. Remember to do your homework before engaging with any company that contacts you or that you find on the internet.


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