Timeshare Owners Protection Plan Ltd: Another Mark Rowe Creation

As our regular readers are aware, Inside Timeshare has been publishing over the years many articles on the antics of Mark Rowe and his various companies. This began with his Monster Credits and Monster Rewards package, through to sellmytimeshare.tv which was the initial contact to sell the much-maligned and discredited Monster Credits scheme. He then replaced Monster with a renamed version called Jive Hippo and at every point, he has come up with new companies and money-making schemes. Today we highlight yet another of his worthless programmes to help timeshare owners.

This particular scheme stems from the “exit” & “compensation” scheme set up by Rowe using his companies ABC Legal & ABC Lawyers, this along with a plethora of other so-called “legal” firms duped timeshare owners into signing up to relinquish their timeshare memberships. Along with this, there would be a claim for “compensation” once the cancellation has been done. This is passed to yet another Mark Rowe company Lansdown Financial Ltd.

As we know from the many enquiries Inside Timeshare has received that these “cancellations” of membership have never actually been done. The client receives a letter from whichever of Rowe’s “law” firms they have dealt with to inform them that their ownership is in their “opinion terminated”

Mark Rowe, not as innocent as he looks!

The common factor for all those who have enquired is the fact they were told to just stop paying the annual maintenance fees. The hope of Rowe was that the timeshare companies would not chase for arrears. Unfortunately, this is not the case, Inside Timeshare knows for a fact that many of the timeshare companies will actively chase for arrears and send in the debt collection agencies. If the “debt” is not paid then action against the member is taken in the County Courts, this results in either the owner paying the debt before a court hearing to avoid receiving a County Court Judgement.

Now as Mark Rowe does know this fact as he has been around the industry for many years, he came up with yet another scheme to allay the fears of “his clients”. This is the Timeshare Owners Protection Plan.

It is a “certificate of indemnity” so if the timeshare company does take legal action then Rowe’s clients will get legal cover to fight the case. The only problem is that according to the “Certificate of Registration” it clearly states:

“This certificate confirms that discretionary legal benefits scheme cover (subject to terms and conditions overleaf) is supplied and operated by Timeshare Owners Protection Plan Ltd”.

Then if we go to the terms and condition section 3.1 it explains what is meant by discretionary:

“Discretionary means that our directors have the unfettered, optional, non-compulsory right and authority to decide whether or not to provide support in connection with a claim against you by a timeshare resort owner”.

Well, it could not be clearer than that, it is the directors who decide if they will fund any defence!

So who is the director?

I do think you have already guessed, Mark Rowe himself, along with Clifford Donald Wing, who is a rather new name to come up, (we just wonder if he is aware of Rowe’s somewhat colourful past).

The company Timeshare Owners Protection Plan Limited is registered with Company House with the Company Registration Number 10775452. It was incorporated as a company on 17 May 2017 and the registered address is:

71 Queen Victoria Street London England EC4V 4BE

The company itself is listed as a “Micro” entity and in the PDF file below you will see last year’s account statement, as you will see it has no funds or assets. Now, this does beg the question: Where does the funding for legal representation come from?

Inside Timeshare thinks that the answer is in the “discretionary” point of the scheme, it will not be forthcoming!

On the 10 May 2018, there was a change in persons or entities with significant control, this was passed from ABC Legal to another company called TOPPL Holdings Ltd, Company Registration Number 11347556 and the registered address:

71 Queen Victoria Street London England EC4V 4BE

The company was incorporated on the 4 May 2018, just 6 days the change of significant control, but the person who has this control and is the director of TOPPL Holdings Ltd is none other than our old friend Mark Rowe!

So once again we see the devious mind of Rowe in action, taking money from unsuspecting owners, filling them with false hopes and promises, worthless certificates showing “cancellation of timeshare contracts” and then the certificate promising protection from legal action.

Over the year this man has invented and run some of the most prolific scams in the timeshare world yet he has been able to get away with it all. Well, that is until now, we know that several of his companies are under police investigation for fraud in the UK and Tenerife, it is only time before the authorities go knocking on his door and he will eventually see the inside of a prison cell!

If you have been a victim of Mark Rowe or any of his companies please use our contact page and let us know, Inside Timeshare also urges you to file complaints with Action Fraud and also Trading Standards.

Remember do your homework before engaging with companies such as these, if you are not sure if they are genuine and will do what they promise the contact Inside Timeshare for advice. You have nothing to lose and it will save you in the end.

Anfi: Resale Vs Onsite Purchase Update

Back in December 2016, Inside Timeshare published the following article regarding Anfi Resales, which have been private sales either through resale companies, eBay or advertised in newspapers. As Inside Timeshare has been receiving more enquiries asking the question: Would they be better buying those rather than direct from Anfi? We decided to republish our original article with a slight update.

As we know, timeshare does not have a great resale value, which many owners who have paid upwards of £15,000 for a basic week have found out. With this also comes very hefty charges for maintenance, which tends to rise each and every year.

For those who have purchased privately for very low amounts, they have found they do not qualify for any of the benefits which Anfi add on for those who purchase on-site at Anfi. These services such as the Anfi Vacation Club are included in the price when purchasing direct from Anfi, they are not free as many have been led to believe. It is also the case the annual fees are higher for these purchases than for the resale weeks, as these services will be included in the annual fees.

Anfi Resale Page.JPG

What are these so-called benefits?

As a purchaser through Anfi Sales the following are part of the package:

Anfi Vacation Club Membership (this allows for internal exchanges)

Club and week exchanges (again internal exchanges)

RCI Worldwide Exchanges (You can join RCI privately and exchange through them)

Springfest 2 for 1 offers (very few and far between)

Bonus Weeks (available through RCI anyway)

Being able to bank or save weeks (Bank through RCI anyway)

Members week offers (never available)

Rental programme (only when available, very rare)

Anfi buy-back (only when available, very rare)

Discounts for on-site services (Restaurants, bars etc, prices are higher than off the resort anyway)

As you can see from the above, you are not actually getting anything for the higher price that you pay when purchasing direct.

Below are some examples of resale weeks advertised either privately or by resale companies.

These four were posted on eBay, what needs to be remembered is that these prices are what the seller believes they can get, most of the time they will sell for a great deal less.

anfi hyper 1.JPG
anfi 2 bed ebay.JPG

Checking eBay today there are no listings for any Anfi resales, what we did find was 100 Anfi Beach Club timeshares listed for sale on Worldwide Timeshare Hypermarket based in the UK.

https://www.timeshare-hypermarket.com/anfi-beach-club.aspx?page=1&sortorder=DESC&property=488

The following were taken from a Norwegian resale website, a penthouse for week 3, sleeping 6. The price at the current exchange rate is 14,000€ this would sell on-site for upwards of 45,000€

Again this is the price that the owner and the resale company have agreed they believe they can get.

anfi penthouse norwegian.JPG

These two are advertised on a German resale website, Anfi Beach Club would sell for upwards of  15,000€, Club Monte Anfi for more. Again the prices shown are what the resale company and owner believe they can get, they will more than likely sell for a lot less.

german anfi 2.JPG

So to answer the question is yes you are better off with a resale week, you can join RCI directly and receive the benefits of exchanges through them, purchase the bonus weeks that RCI offer, usually at a better price than Anfi would offer.

As for the so-called discounts, try going off resort to places like Patalavaca and Arguineguin where there is a wider selection of restaurants and bars at much more reasonable prices.

Then when you eventually decide it is no longer for you, you will not be making such a loss as the person you purchased from.

Remember the cost of the timeshare from any resort will always be more than it is actually worth. They do after all have large overheads like the sales staff and marketing costs, these are the bulk of the price that you pay. So if you can pick up weeks for as little as 1500 € which means Anfi over prices the weeks by 90 % ….which is also the reason why the maintenance fees are so high.

If you have been trying to sell your timeshare for whatever reason and have not been able to do so, it may be worth exploring the legal option and having the contract declared null and void plus the return of the full purchase price.

If you would like further information on this subject and to find out if your purchase is an illegal contract, then please use our contact page and Inside Timeshare will get back to you.

German Translation

https://translate.google.es/translate?hl=en-GB&tab=rT1&authuser=0&sl=en&tl=de&u=https%3A%2F%2Finsidetimeshare.com%2Fanfi-resale-vs-onsite-purchase-update%2F

Norwegian Transaltion

https://translate.google.es/translate?hl=en-GB&tab=rT1&authuser=0&sl=en&tl=no&u=https%3A%2F%2Finsidetimeshare.com%2Fanfi-resale-vs-onsite-purchase-update%2F

Swedish Translation

https://translate.google.es/translate?hl=en-GB&tab=rT1&authuser=0&sl=en&tl=sv&u=https%3A%2F%2Finsidetimeshare.com%2Fanfi-resale-vs-onsite-purchase-update%2F

Finnish Translation

https://translate.google.es/translate?hl=en-GB&tab=rT1&authuser=0&sl=en&tl=fi&u=https%3A%2F%2Finsidetimeshare.com%2Fanfi-resale-vs-onsite-purchase-update%2F

Danish Translation

https://translate.google.es/translate?hl=en&tab=iT1&authuser=0&sl=en&tl=da&u=https%3A%2F%2Finsidetimeshare.com%2Fanfi-resale-vs-onsite-purchase-update%2F

Hellenic Republic Ministry of Foreign Affairs: The Latest Eze Group Scam

Just as we thought we have seen everything another new SCAM has been identified, once again it is the clients of Eze Group who are being targeted. The strange thing about this SCAM is that it is purportedly from the Hellenic Republic Ministry of Foreign Affairs and refers to a “recent class-action lawsuit against various opportunist entities alike who chose to unlawfully, deceive their unsuspecting clients”.

According to the emails sent using this email address: [email protected] by Panagiotis Chatzitheofanos, Stavros Mpotsari and Nicola Stern, our reader is part of this “large lawsuit”.

Dear Sir and Madam,

We trust this email finds you well.

We kindly ask you to refer to the file attached; this file contains details of the case that is currently being heard.

You are receiving this email in respect of the recent case heard in our illustrious Supreme Court of Cassation Areios Pagos.

Your case was heard here as a part of a large “Class Action Lawsuit” against various opportunist entities alike whom chose to unlawfully, deceive their unsuspecting clients.

Should you require any further assistance then please do not hesitate to contact your representative Nicola Stern on 01305300239.

Yours faithfully,

Stavros Mpotsari

Σημείωση: Οι πληροφορίες που περιέχονται σε αυτό το email επικοινωνίας μπορεί να είναι εμπιστευτικές. Αν δεν είστε ο προβλεπόμενος αποδέκτης αυτού του email επικοινωνίας, παρακαλούμε ενημερώστε τον αποστολέα και, στη συνέχεια, να καταστρέψει οποιαδήποτε ηλεκτρονικά ή έντυπα αντίγραφα του παρόντος μηνύματος

Ministry of Justice

The Ministry of Justice Transparency and Human Rights was initially established as the State Justice Secretariat in April 1833.

It is entrusted with the management of judicial function, which is one of the three State functions. The Minister of Justice, Transparency and Human Rights supervises the administration of justice, namely organisational issues of the courts and infrastructure as well as economic and administrative support and guarantees the personal and operational independence of judges in accordance with the Constitutional requirements.

At the same time, the Ministry is charged with the development of legislative initiative in basic justice sectors, in which is included the harmonization of internal law with the rules of international law. Additionally, this initiative includes development of institutional actions that widens and strengthens individual rights and freedoms and empowers the function of the democratic institutions in general.

The Land Registries and Real Estate Offices are also under the Ministry’s supervision, as well as all the associations of employees in the justice sector.

Furthermore, the Ministry of Justice, Transparency and Human Rights is entrusted with the planning and application of the general national correctional policy.

The Presidential Decree 36/2000 (Official Government Gazette 29/17.2.2000) determines the state policy of the Ministry as well as the organisation, the responsibilities and the staffing of its services.

As you can see from the above email there is very little information but a lot of explanation and history of the Ministry of Justice, Transparency and Human Rights which was established in 1833, wow, that does go back a long way.

In the following document on the second page, there is also a history of the Court of Cassation in Athens, namely Areios Pagos, which was renamed the Supreme Court in 1834 (according to them). This “history again goes into great depth and even goes back to the year 462BC.  Well, all we can say is they certainly have a flair for the dramatic and not getting to the point of the case, apart from wanting money that is! (See the remaining documents at the end of the article).

The only thing that is genuine about these documents is the address that is given on one:

Λεωφόρος Αλεξάνδρας 121 Αθήνα 115 22, Ελλάδα

Which when translated from Greek is:

Alexandra Avenue 121 Athens 115 22 Greece

This does happen to be the actual address for the Supreme Court of Greece.

According to the documents provided the following companies are all being prosecuted for fraud:

Eze Group Europe Ltd, Regency Shores SL (registered in Spain), Everywhere Travel Ltd, Dreamland Breaks, La Pinta, Club Class SL, Timeshare Information Centre (TIC), Timeshare Advice Bureau (TAB) MONSTER TRAVEL SL

It just makes Inside Timeshare wonder how the Greek Courts are prosecuting companies that are based in Spain and the UK and have had no dealings that we know of in Greece.

Our reader according to the correspondence received has been awarded over 21,000€, with costs and compound interest being awarded at a later date. But in order to release this money, they must first pay the tax which amounts to 2,935.02€.

Another name has also come up with this particular scam which Inside Timeshare is familiar with, Jose Lara Cabello. As we know this is a duly registered lawyer with the  Ilustre Colegio de Abogados de Malaga with the registration number 6956. This lawyer has also been linked with two companies based in Malaga which are also perpetrating a similar scam. (see the following link)

https://insidetimeshare.com/tag/jose-lara-cabello/

Inside Timeshare has tried to make contact with this lawyer to check if he is aware his name and registration number is being used, needless to say Inside Timeshare has never received a reply or had our telephone calls answered. This leads us to the conclusion that this lawyer is not what he seems! We leave you the reader to draw your own conclusions and come up with the right word to describe him.

Once again, this proves that without doing your homework and making a thorough investigation into companies that contact you out of the blue, you the unsuspecting timeshare owner is set to lose yet more money.

Have you been contacted by these people or any other company which claims that your timeshare company is in court and you have been awarded huge sums of money?

If you please use our contact page and let us know as much as possible, Inside Timeshare will then research and publish any warnings to consumers, if you need help in determining if any company that has made contact is genuine then again please use our contact page and we will point you in the right direction.

Remember do your homework, you won’t regret it in the end!

PDF’s of the documents received.