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Another Nightmare on Timeshare Street: Client Experience with Diamond.

Today we publish the story of Marjorie Menacker, another Diamond member who contacted Irene Parker for help. This is her story of how they feel about Diamond, it would seem that “Clarity” is out of the window. We let you decide for yourselves.

Will Diamond Resorts ever listen?

Marj

By Marjorie Menacker

May 15, 2017

We, Elle and I, are two more Diamond members asking the company to own up to misrepresentations and deception in Diamond’s quest to upsell current Diamond members. We know we were victims of a “bait and switch”. We were told buying more points would eliminate maintenance fees that had become burdensome due to my brain injury. Our 14 year old son Sam, diagnosed with FSGS, an autoimmune kidney disease in 2015, has added to our burden. Sam has required hospitalization.

I contacted Diamond Consumer Advocacy before seeking legal assistance or filing complaints with the Arizona, Virginia and Nevada Attorneys General, the FBI, the FTC and ARDA for violating ARDA’s Code of Ethics. Diamond’s Consumer Advocacy Department should be named Diamond’s Advocacy Department because their job is to advocate for Diamond, as evidenced by the company’s response, refusing to acknowledge a Diamond sales agent would not be truthful.

In Arizona, Diamond’s new Clarity program does not allow sales agents to deviate from written sales materials. The oral representation clause still exists in the Arizona contract, but the Arizona Attorney General’sAssurance of Discontinuance” forbids sales agents from deviating from the sales agent’s official script. I was hoping Diamond Resorts would honor Clarity’s principles of fair and honest business practices even though we purchased in Virginia. Clarity is about Accountability, Transparency and RESPECT for the customer!

Diamond often offers to “take back” points, for a fee, ignoring the deceit, concealment, violation of trust and “bait and switch” so many from our Advocacy group have complained about, as defined by the FBI as White Collar Crime. Diamond even charges a fee to surrender points while requiring the member to still make any remaining credit card payments. This keeps the “hamster wheel” running as Diamond will merely take back our points and resell them for full value.

We are telling the truth. Since Diamond will not believe us, these Diamond sales agents must be telling unsuspecting consumers day in and day out, any story they can come up with to sell points.

Here’s what happened

Elle and I purchased a week at the Powhatan Virginia resort in the 1980s. Our deeded Powhatan week was given up in July 2007 while staying at Sedona Arizona when we purchased 10,000 points for $21,585. We purchased an additional 6000 points December 26, 2015 for $23,210 having been told about an exciting one day promotion if we purchased that day. The sales agents said we would not have to pay maintenance fees for 2016. Our contract lists a William Humphries as our sales agent, although we spoke to Brian and his supervisor Jeff at Diamond’s Greensprings Plantation Resort.

We were encouraged to open two Diamond Barclaycards to finance the purchase. A total of $23,170 was charged to two Barclaycards. The finance rate is 25.74%.

I suffered a concussion November 9 2015, about six weeks before our sales presentation, after being hit by a construction truck while I was walking in downtown Richmond.  At the time of our presentation, we had not yet realized the full extent of my injuries. Over the course of first quarter 2016 I realized I needed concussion and rehab specialists and quite a bit of therapy to initiate and sustain a slow recovery. I am still being treated for the brain injury and physical injuries from the accident.

The Powhotan sales presentation was very high pressure. We repeatedly stated that we could not afford anything that would require a loan, and did not like the difficulty we encountered finding availability. Maintenance fees were rising faster than we expected.

Brian repeatedly assured us that if we took advantage of the promotion offered that day, we would not have to worry about any maintenance fees after the 2016 calendar year. He said this promotion would have been offered to us had we participated in dinner meeting offers over the previous year. I’ve learned almost all Diamond presentations begin with, “You should have been invited to a dinner meeting.” Out of our sight, Brian obtained special permission to extend the offer only for the day (12/26/2015). Jeff confirmed what Brian offered.

We were told that we would no longer have to pay for annual maintenance fees, having qualified to participate in the special program that was not publicly available.  Brian illustrated in chart form on paper how this program would save us money by trading in part of total points each year. He said the remaining points would actually get “treated as double points.”

We should have been suspicious when he would not let us keep a copy of the paperwork with the calculations he made or even let us hold it to view in a private conversation.  Brian brought Jeff in, and they recreated the chart and both reassured us it was all above board, though warned us not to mention the specifics to anyone when time to sign the contract.

We trusted that Diamond Resorts was a publicly traded company (at the time) with a good reputation, and our expectation was that we would be properly treated and not misled.  They both explained we would receive a phone call annually in December right after our maintenance fee bill arrived and would be guided to trade in the proper number of points to write off the entire maintenance fee each year.

This past December 2016, when the call never came, we reached out to the Quality Assurance Officer whose card we were given. She was unavailable so referred us to Susan Schnibbe who put us in touch with the salesmen around December 20, 2016.  Both Brian and Jeff denied ever telling us this type of program existed, but we were promised a call back the same day as to “what was possible.”

We were in fine shape with the 10,000 points we already owned in the US Collection, and were able to manage to pay the annual maintenance fees. At this time we must pay down a loan instead of planning our vacation.

We told Brian and Jeff about our son’s condition, the ongoing expense and that I was dealing with post-concussion syndrome.  We also have medical expenses resulting from our older daughter’s Medical College of Virginia Pediatric ER for a serious head and back injury from a fall.  Realizing we were duped, our trust of Diamond Resorts has been shattered.  We feel that we were taken advantage of, misled and lied to. We have struggled to provide for our children as well as maintain our good credit rating. This breech of ethics by Diamond Resorts representatives jeopardizes Diamond too.

We would have been happy with the valued level status we had prior to the December 2016 sales-pitch.

Irene at computer

Our Diamond Resorts member sponsored Advocacy Group has been overwhelmed assisting Diamond members who feel they were victimized by sales agents making promises that fall far afield from reality.

We seek to provide Diamond Resort members a way to proactively address membership concerns; to advocate for timeshare reform; to obtain greater disclosure from the company; to advocate for a viable secondary market; and to educate prospective buyers.

https://www.facebook.com/groups/DiamondResortsOwnersAdvocacy/

A Diamond representative said there was no misrepresentation.

Original letter sent to David Palmer January 7, 2017

At the time of our purchase, former Diamond CEO David Palmer had just made over $173 million on the Apollo buyout and over $26 million in executive compensation. That could be why he did not answer the letter we sent him.
7 January 2017

David F. Palmer, CEO

Diamond Resort International

10600 West Charleston Boulevard

Las Vegas, NV 89153-1260

Dear Mr. Palmer,

In December of 2015, we attended a very high pressure sales and “owner update” in Williamsburg at GreenSprings plantation sales office. The salesman, Brian and his manager Jeff were very demanding of our time even though we told them we had 3 middle-school-aged children waiting for us back at our condo. I had suffered from a serious concussion about 6 weeks earlier after being hit by a construction truck while I was walking in downtown Richmond.  We had not yet realized the full extent of my injuries at the time. I am still being treated for the brain injury and physical injuries from the accident well over a year later. We repeatedly stated that we could not afford anything that would require a loan and the growing maintenance fees. Brian assured us that if we took advantage of the promotion offered that day, we would not have to worry about any maintenance fees after the 2016 calendar year. We were told this promotion was something that would have been offered to us had we participated in dinner meeting offers over the previous year.  Brian obtained special permission, out of our sight, to extend the offer to us that day (12/26/2015), and that day only.

The bottom line is we were told that we would no longer have to pay for annual maintenance fees, having qualified to participate in the special program that was not publicly available.  Brian illustrated in chart form on a paper how this program would save us money by trading in part of our total points each year but the remaining points would actually get “treated as double points.”  We should have been suspicious when he would not let us keep a copy of the paperwork with the calculations he made or even let us hold it to view in a private conversation.  Brian brought Jeff in, and they recreated the chart and both assured us it was all above board, though warned us not to mention the specifics to anyone when time to sign the contract. They both explained we would receive a phone call (annually) in December right after our maintenance fee bill arrived, and we would be guided to trade in the proper number of points to write off the entire maintenance fees each year.  This December, when the call never came, we reached out to the Quality Assurance Officer whose card we were given.  She put us in touch with the salesmen around December 20, 2016.  Both denied ever telling us this type of program existed, but we were promised a call back the same day as to “what was possible.”   We have received no return calls.  As baby boomers, raised by parents from the depression era, we do not like to borrow money for anything. Both Brian and Jeff were told of our son’s condition, the ongoing expenses and that I was dealing with post-concussion syndrome.

With the enlightenment that we were duped into a loan and will also experience increasing annual fees, we feel that we are in severe debt and our trust of Diamond Resorts has been shattered.  We feel we were taken advantage of, misled and lied to, frankly. We have repeatedly asked for an avenue to appeal for a reversal and revoke the contract from last year. Actual ownership, it seems, is not an advantage, considering the expense we pay for the maintenance of these resorts.  We would like to return to the status prior to the December 2015 sales-pitch.

I do hope that you take our situation seriously, and, regardless of the internal consequences to the salespersons who so poorly and unethically represented Diamond Resorts, you and I begin an authentic dialogue about making this right.  My partner and I are quite willing to work this out efficiently and honestly, directly with your office or a representative to whom you would direct us.

Thank you for your time.  We look forward to hearing from you by traditional mail or email as how we may begin this dialogue.

Most Sincerely,

Marjorie S. Menacker

Inside Timeshare would like to thank Marjorie for giving us Her story so we could share it with you, this is important as it shows that you are not alone.

Inside Timeshare and the Facebook Advocacy page have been receiving many stories just like this, if you wish to share your experiences of these presentations you can contact Inside Timeshare or the Advocacy page.

https://www.facebook.com/groups/DiamondResortsOwnersAdvocacy/

 

Friday’s Letter From America

Welcome to this Friday’s Letter from America, first a recap on the past week.

On Monday we wished the National Timeshare Owners Association a happy anniversary. For 20 years this organisation has been the voice of US timeshare owners, it is a totally independent body, not governed by the industry. Greg Crist the CEO works very hard to create a dialogue with the industry, he believes as we do that without dialogue there can be no changing of attitudes.

We also warned about another new addition to the Litigious Abogados family, Abogados Amable & Garcia.

Their website http://www.abogadosamablegarcia.com/ is the same as all the others, except for new photographs of the so called “lawyers”, (probably just downloaded from the images on the web), even the names are variations of the others used. We have yet to see what the paperwork is like and what names appear on those and the emails, somehow we think the “Departmento Legal” will have the same ladies names as all the others.

Yesterday we publish the story about the legal action by the London law firm Edwin Coe, who are representing around 106 clients against Barclays Partner Finance. This case is being held at the High Court in London, it revolves around the issuing of loans for the sale of timeshare as an “investment” by Resort Properties / Silverpoint, with a claim of over £1.5 million.

This article has already prompted a huge response on both sides of the great lake.

On another matter, it would look like that MGM Muthu (formerly Petchy) are being very aggressive in chasing “arrears” in maintenance. Many of these that we are hearing about are those who believed they no longer owned as they “sold” years ago.

These demands are coming from “Customer Services” and signed by Luliia Sulovei. They threaten court action if they are not paid and also demand around £3000 plus the “arrears” to be paid for them to grant a surrender. Most of those contacting Inside Timeshare are elderly and some are widows. This is not a nice situation and in our view amounts to bullying and extortion!

extortion

We will be publishing a full article on this in the next week or so.

Now, on with this weeks Letter from America.

Don and Irene are making their way back home today from Arizona. Irene met many new and old Diamond Advocacy Group friends during her stay and two baby rattlesnakes. (These may have been trainee sales agents). Irene has a degree in biology and said she used to teach a class on reptiles. Irene says she likes snakes and alligators (you would need to to survive a timeshare presentation). Yes, they were rattling.

Irene would like to thank Diamond CEO Michael Flaskey, intervening on behalf of the ailing pool table at Spoke and Wheel restaurant at Los Abrigados in Sedona. Kyli, the restaurant manager, contacted Irene informing her that the antique Brunswick pool table (and I thought Brunswick only made pin spotters) is to be restored to its original glory and another manager, that same day, went out and purchased additional pool sticks (we call them cues). Don and Irene ate at the restaurant. The food was superb. While dining, the Diamond Advocacy Group gained a new member. Many of the guests staying at Los Abrigados are original ILX owners. Now they are Diamond members.

Eron Grant is not a pool table, but she hopes Mr. Flaskey will show her family the same compassion.

Diamond Resorts was a Huge Mistake!

Good choice

By Eron Grant

May 12, 2017

I have asked Inside Timeshare to publish an account of our experience with Diamond Resorts. We hope to warn others to not fall victim to high pressure same day sales and encourage readers to become involved with our Diamond Advocacy Group before buying something they will live to regret later.

We seek to provide Diamond Resort members a way to proactively address membership concerns; to advocate for timeshare reform; to obtain greater disclosure from the company; to advocate for a viable secondary market; and to educate prospective buyers.

https://www.facebook.com/groups/DiamondResortsOwnersAdvocacy/

Many Diamond members are happy with their Diamond membership. I believe if sold properly, Diamond’s vacation program could be of benefit to some families. In our case the program was grossly oversold in terms of availability. The Diamond program will not work for us as we have all the basic timeshare benefits we need as Marriott timeshare owners.

Here’s what happened

We stayed at Diamond’s resort, The Ridge in Sedona Arizona, over Thanksgiving 2016. We booked our stay through Interval International. At the time, I had not heard of Diamond Resorts.

I called the concierge at The Ridge to ask for restaurant recommendations. She said she would get back to me. I thought it odd that a concierge needed to get back to a guest about restaurant reservations.

Later that day the concierge called back asking if anyone had scheduled us for a presentation with a DRI team member. She told me about a few restaurants she thought we would enjoy, adding that Diamond would give us a $150 gift card if we agreed to attend a 90 minute sales presentation. We agreed.

When we arrived we told the sales representative, Karen Calvano, we had a tee time scheduled in a few hours. She seemed irritated and said we would not be finished in that amount of time. Puzzled, we told her the concierge told us the meeting would only take 90 minutes. She wanted to know who told us that. She complained about the tee time when we followed her to the presentation area. She kept saying that she felt rushed going through the presentation. The presentation lasted six hours.

Ms. Calvano told us that Diamond owns numerous properties and that finding something in our local Texas area would not be a problem. We specifically asked about Texas and Louisiana because we are both working and with the kids, we can’t easily fly to take vacations due to the expense and trouble flying entails. We did say we could drive to New Mexico to ski with our kids, and added that we wanted to stay at Great Wolf Lodge.

We agreed to purchase 3500 Diamond points. When I tried to book Great Wolf Lodge, I learned it would take approximately $11,000 in equivalent DRI maintenance fee dollars to stay one week at Great Wolf Lodge when it could be booked online for $3,300. The same holds true for New York City and other big cities because Diamond does not own these properties. They are “affiliated” properties so never discounted.

I recently got in contact with another Diamond member on our DRI Advocacy Facebook group who reported an almost identical complaint. According to a DRI customer service representative, the only property available near Boston was Great Wolf Lodge Fitchburg.

The Fitchburg property was available August 14 – Aug 18 for 16,000 points.

Diamond only had availability for a Deluxe Queen.

Searching the Great Wolf Lodge Fitchburg site directly, Great Wolf had availability for a Wolf Pup Den for four nights for $1429.96 plus 270.31 tax totaling $1700.27.  At $.23 per point DRI maintenance fees, this equals $3,680 in equivalent maintenance fee dollars so $3,680 for the same property, the same week, could be booked directly with Great Wolf for $1700.

Back to our Diamond experience

Ms. Calvano told us we would be assigned the Platinum loyalty level due to being Marriott members. We own a three bedroom Marriott timeshare in Fort Lauderdale, Florida. Therefore, Ms. Calvano said we could book a studio room and upgrade three times at no additional fee. Later we were told this was not true.

As we were leaving, Ms. Calavano said to contact her at any time if we had questions or needed anything at all. I emailed her on December 1, 2016 with a question but never heard back.  

In December 2016 Linda Barton, Member Marketing Agent called us and asked to attend an “orientation for new members”. She said we would learn all about our new membership, and told us to be sure to bring our tablet given to us by DRI. The orientation took place January 13-15, 2017. It was called a Diamond “Once in a Lifetime Event” in Orlando, FL. My husband had asked what this event of a lifetime entailed. He was told we would learn all about our new membership and possible upgrades. “But we just purchased our membership! We are not going to spend any more money,” my husband informed Ms. Barton.

Looking back, we should have suspected the orientation would end up a sales presentation. At the orientation the sales representative, Chris, told us we would only be allowed to upgrade one time at no extra fee. This contradicted what Karen Calvano had initially told us.

Chris said at the orientation we could sell our points back for 30 cents per point if we were platinum, but the brochure we had been provided said it was 10 cents per point. When my husband asked Chris to show us on paper where it said $.30 cents per point, Chris pointed to his handwritten notes to show us where he had written that number down. My husband demanded he show us somewhere in the DRI paraphernalia where it said points could be sold back for $.30 per point, but Chris said, “Never mind if you’re not interested. I don’t want you to have hard feelings.”

Next, we were handed over to another DRI employee who repeatedly said, “I am not sales.” He then proceeded to encourage us to purchase more points, because we could get them at a low cost of $4 something per point which, according to him, was unheard of. The fee to purchase the additional points was over $3,000 with another $4,000 something due in a year or so after that. We turned it down. This ordeal took over 3 hours.

We contacted the Diamond Resorts Advocacy Group at Diamond that promises “to assist Diamond member from Day One should a member have questions or concerns about their purchase!”

Diamond refused to cancel our contract. We filed a complaint with the Arizona Attorney General after learning Diamond had been issued an “Assurance of Discontinuance” as a result of over 400 complaints filed against the company just in Arizona. Diamond automatically denied our claim, but after filing a rebuttal the Arizona AG said we are eligible for consideration.

In response to the Arizona AG action, Diamond has introduced a new program called Clarity that is about Accountability, Transparency and RESPECT for the customer. As far as we are concerned, nothing could be farther from the truth.

Here’s a bit of information about one of our local Texas businesses owned by Jim McIngvale. Mr. McIngvale has owned Mattress Mack since 1981. It is a hugely successful business in Houston.  

Gallery Furniture believes in being on the right side, in other words, to be on the Gallery Furniture customers’ side instead of defending the industry. Advocate for the customers! Gallery Furniture makes it very clear, that we’re here for the Gallery Furniture customers, to better their lives with high quality furniture sold at the best price possible, not to pad the pockets of our manufacturers. Come out to Gallery Furniture TODAY for the best customer service in the business… (August, 2015):

http://www.mattressmack.com/macks_weblog/satisfied-customers/

Mr. McIngvale can be booked for speaking engagements.

Customer care

Perhaps Diamond would like to book him soon?

Thank you Eron for your contribution and another thank you to Irene Parker for coordinating it from the States.

Inside Timeshare welcomes contributions outlining your experiences, it helps other to know that they are not alone. Together you can influence the industry, changing the way they view the owners / members, along with the NTOA, the advocacy facebook pages and this publication you do have a voice. The industry is taking note, we know that for a fact, it is just a matter of time before they actually implement real changes.

All it leaves us to say is we hope that Irene and Don have a safe journey home from vacation, that all of you have a great weekend.

weekend cat

 

Welcome to Monday and a Happy Birthday to the National Timeshare Owners Association

Welcome to our Monday article, we start with some news from Europe, Canarian Legal Alliance has been at it again. More news from the courts in Tenerife finding for CLA clients against Silverpoint.

On 2 May, the judge presiding over The Court of First Instance No 5, ruled the contract these clients had contained several infringements and declared the contract null & void. The judge also ruled they should be awarded over £25,957.79 plus the return of their legal fees and legal interest. In this case the main infringement was the floating weeks. The Spanish Timeshare Law 42/98 was reaffirmed by the Supreme Court, a timeshare contract must include a specific date, location and period.

The following day, the same court declared yet another contract from Silverpoint illegal under law 42/98, this infringed the length of the contract. The Supreme Court on numerous occasions have stated that under the law no contract can be over 50 years. The judge in this case again declared the contract null & void, ordering Silverpoint to return over £8,856.71 plus legal fees and legal interest to the client.

Canarian Legal Alliance also received a visit from the Kavli Family, who had their Anfi contract declared null & void awarded back over 39,413€ plus legal interest. Their visit while enjoying a relaxing holiday was to thank the entire team at CLA for all the work they put in to resolve their situation.

Kavli

On another note, this weekend saw the awards presentation of the Canary News Business Awards. Canarian Legal Alliance won the the award in the Service Category, with the Head of Operations, Csilla Nazali being awarded Business Person of the year, this was accepted on behalf of the entire CLA Team. So congratulations to them.

It would also appear that our “Fake Law Firm” the Litigious Abogados family have a new member, Abogados Amable & Garcia. The website is very much like all the others, accept they have a few new photo’s of “Lawyers” with some new names: Juan Hernandez Amable, Armando Ignacio Garcia and Ramon Quemon Cremul. These have not been traced on any Bar Association register. Even the logo on the website is a rehash of the Abel Garcia one. More on this as the information starts to come in.

abogadosamablegarcia-amable-garcia-logo

So on we go with the NTOA article, this follows the news that TATOC, the association that is supposed to represent owners committees, is going into administration. As you will see from the article, there is a difference between the two organisations. The NTOA is independent of the industry, whereas TATOC was funded and run by the industry for the benefit of the industry and not you the owner’s / members. After all we know that Harry Taylor took up his position with TATOC while still a senior figure with Diamond Resorts Europe. We also know he supported MacDonald Resorts to the hilt against owners, when MacDonald’s decided to remove all fixed week owners and replace them with a points system, legal action on this is still ongoing. Somehow we think that is a conflict of interest and not conducive to being “independent”.

stop press 1
Just before publishing today’s article, ARDA once again unleashed its powerful propaganda arm in retaliation against Don and Irene’s FOX Property Man interview with Las Vegas attorney Bob Massi. This was Don and Irene’s attempt to warn the public about Diamond Resorts points not being able to be listed with a member of the Licensed Timeshare Resale Broker Association. A timeshare member can list any major timeshare except Diamond Resorts with any of the 64 members of the LTRBA. The members feel the restrictions Diamond places on the use of secondary points are more onerous than any of the major timeshares they do list.  

You decide the merit and purpose of this interview. The industry continues to ignore the secondary market preferring to promote surrender programs. While the elderly are often mentioned, many young families who feel they were defrauded on the front end of the timeshare purchase have reached out to Inside Timeshare to let their voices be heard.

http://wjla.com/features/7-on-your-side/7-on-your-side-uncovers-the-smart-way-to-break-away-from-your-timeshare

One of the many Diamond Advocates has reached out to the ABC reporter to offer a 101 in Truth. Why Diamond will not loosen its restrictions so that a member can actually sell their timeshare is a mystery.

Our National Timeshare Owners Association 20th Anniversary

NTOA – A Timeshare Member’s Only Voice

Lobbying

By Charles Thomas and Irene Parker

May 8, 2017

European timeshare member lobby efforts are in a state of upheaval due to the bankruptcy of TATOC. It is not always easy to determine if an organization is on the side of the timeshare member or on the side of the developer. One thing is clear. The timeshare developer is not on the side of the member when the interest of the member is at odds with the developer.

The National Timeshare Owners Association in the US is one timeshare member/owner organization unquestionably on the side of the owner or member. As the industry moves towards points, timeshare buyers don’t “buy” or “own” anything. I will use “member” from now on when referring to timeshare purchases.

Timeshares today are mostly a “right-to-use” program. Buyers “join” the program. Unlike a country club that charges a nominal initiation fee upon joining, a timeshare purchased directly from a developer usually involves an initial outlay of $25,000 to over $100,000. Unlike a country club, you can’t cancel at whim.

Signing a perpetual contract without a secondary market, or a limited secondary market at best, has given rise to a robust transfer agent scam industry and has been a boon for timeshare lawyers assisting those sold by “deceit, concealment or bait and switch”, defined by the FBI as White Collar Crime. There have been numerous lawsuits.

Timeshare developers have been unwilling to address the need for a secondary market, preferring to focus on voluntary surrender programs, which are not guaranteed. Often members must grovel before the developer seeking release from a timeshare they no longer need or want.

This unwillingness to allow a legitimate secondary market could lead to the industry’s demise. As one member of the Licensed Timeshare Resale Broker Association told me, “Many of the calls to our office begin with – my parents got roped into this timeshare.”

Timeshare has had its share of ups and downs over the years. My husband and I bought our first timeshare in 1984, so we have ridden the waves. Never have I seen such an upswing in predatory lending and aggressive strong arm selling tactics. Never before has there been such a need for an organization that truly and purely is on the side of the timeshare member.

I asked Greg Crist, CEO of the National Timeshare Owners Association to describe the organization in a nutshell.

NTOA is a source of real and unbiased information and education. Over the organization’s 20 year history in the timeshare community, we have seen many ownership programs develop and later change. For example, developers have been converting to points programs from deeded intervals for several years. There are other major changes happening in vacation ownership and often owners are not keeping up with those changes. Our role is to help educate those owners (our NTOA members), assisting them to better understand their current ownership benefits”.

“Advocacy is another area we focus a lot of attention on in the United States, Canada and now Mexico. We work with law enforcement, regulators, legislators and attorneys, assisting in consumer protection and again educating all stakeholders on various threats to consumers that exist in the marketplace”.

“Finally we do everything we can to encourage owners to get the most beneficial interest out of their Vacation Ownership. As timeshare owners ourselves, we feel these are the three areas that owners typically seek knowledge and support from us.”

gregcrist600
Greg Crist: CEO NTOA

Inside Timeshare previously published an article about NTOA’s efforts chasing fraudulent timeshare transfer agents caused by the limited secondary market. This is one area the NTOA and the timeshare developer lobby organization ARDA share a common interest. As NTOA works so much behind the scenes, many timeshare members are not even aware of the organization’s existence.

We hope that will change as we launch a membership drive.

Here is one example of how NTOA worked with Eagle Crest in Oregon to stop this particular timeshare transfer fraud.

http://insidetimeshare.com/timeshare-hoa-collections-agent-shares-experience/

As to the demise of TATOC in Europe, Greg expressed some dismay over the demise of this organization.

“The NTOA has worked with TATOC in identifying a number of rogue resale and secondary market companies over the past several years. To that end, our staff has shared intelligence and best practices for consumers and for foreign purchasers of timeshare intervals. We have always considered TATOC a partner in the war on resale fraud.”

I posed the following questions to Greg:

What can a timeshare member do to promote legislative changes to reduce the volume of complaints about aggressive selling and predatory lending?

Greg: The various state legislative processes are often fast moving and difficult to keep up with. Having success in this area requires a grassroots effort in states where owners reside. The optics that many legislators have is that our owners/members are not voters in the states where industry lobbying is prominent. We have to change that perspective so that elected officials are more receptive to the voices of owners.

What is NTOA’s three to five year plan?

Greg: NTOA is in the final leg of its expansion plan in North America. We have been working in Canada for the last three years and began working in Mexico in 2016. This year, we are participating in two industry conferences in Mexico and intend to have a consistent presence there going forward.

To accomplish this part of our mission, we rely on close relationships with other associations in those countries. This includes the CVOA, CARE, ASUDESTICO and ACLUVAQ. In working with partners, we can not only better assist our members/owners but also promote regional tourism as well.

Is there anything NTOA can do to promote a legitimate secondary market?

Greg: The secondary market is a very complicated problem and no one-size fits all solution will work. The NTOA is working with the C.A.R.E. resale task force to develop a better understanding of the barriers, challenges and opportunities for owners and HOA’s.

When you support the NTOA, you are supporting the only recognized independent association in North America supporting timeshare owners.

ntoa-logo

Timeshare Advocacy needs more member voices. We look forward to hearing from you. For more information about how to join NTOA, here is their website.

https://www.ntoassoc.com/

NTOA has assisted many of our Inside Timeshare readers through member supported advocacy groups. We have several upcoming articles contributed by timeshare members reaching out to the general public and to current members by sharing their story hoping to promote increased awareness.

Diamond Resorts Owners Advocacy is one Advocacy Group Inside Timeshare supports. We hope other timeshare member groups join the cause.

https://www.facebook.com/groups/DiamondResortsOwnersAdvocacy/

https://www.facebook.com/timeshareadvocategroup/

We seek to provide Diamond Resort members a way to proactively address membership concerns; to advocate for timeshare reform; to obtain greater disclosure from the company; to advocate for a viable secondary market; and to educate prospective buyers.

Inside Timeshare would like to thank Greg Crist, CEO of the NTOA for his contribution to this article, as usual Irene has done a superb job of conducting the interview.

We would also welcome any views or comments on any article published, it is your voice, use it.

your voice