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Teresa Laird

The Tuesday Slot

This week’s Tuesday Slot is an update by Teresa Laird first published on 23 March 2018 in Friday’s Letter from America, it tells the story of Double Purple Heart recipient Raymond Mori and his wife’s “Nightmare on Timeshare Street”. This article has also been published by OEN, opednews.com with an introduction by Irene Parker.

https://www.opednews.com/articles/Raymond-Mori-83-Two-Purp-by-Irene-Parker-Fraud-180828-295.html

At the moment Europe and especially Spain is very quiet on the timeshare front, mainly because we are in the middle of the summer holidays, with the courts in Spain on close down. But one reader did pass on a piece from one of the Anfi members forums, it poses a very interesting question on liability when it comes to private renting of timeshare apartments and weeks.

The writer starts by mentioning that members can’t help noticing that apartments are being privately rented at Anfi and the question arises of who would be liable if that renter had an accident in the apartment?

Would the resort be liable or would the person renting it out be liable if any legal action were to be brought, a very interesting point as the resort could claim that as they are not members but have rented from a private individual they are not covered by their public liability insurance. That would mean the owner of that week and apartment would theoretically be liable, but as an owner renting it out for whatever reason, be it no longer using themselves but covering the maintenance fees, they are unlikely to have any insurance cover for this eventuality.

The writer also goes on to say that this wholesale renting was not what was originally intended, it was for the sole use of members and their families, he believes this is just another nail in the timeshare coffin and would not be surprised if Anfi became a hotel in the future leaving members with little redress.

On that last point, we do know that IFA Lopesan has set aside millions of euros with the intention of buying the Cazorla shares giving them full control. It is also a known fact that IFA Lopesan have no interest in the timeshare model, they favour hotels which are mainly all inclusive and of a very high standard.

If you are an Anfi member what are your feelings on these points, Inside Timeshare would like to hear from you, now for this Tuesdays article.

Retired Marine Raymond Mori, Two Times Purple Heart Recipient, Alleges Timeshare Fraud at Age 83

An update since my original article March 23, 2018

http://insidetimeshare.com/fridays-letter-america-42/

Tuesday Talk Member’s Forum August 28, 2018

  

By Teresa Laird,  

Purple Heart 9/29/68

“I am writing this at my parent’s last Diamond Resorts update March 13, 2018, I am convinced my parents, at age 83 and 79, would have purchased 30,000 additional Diamond vacation points for $234,295 had I not been with them. This offer required a down payment of $69,993. I kept the paper of these terms under the table because members are not allowed to walk out with hand written notes. My dad was not feeling well. He falls asleep in his wheelchair and had spent six months in the hospital after a heart attack. The stress over this expense has caused my parent’s health to deteriorate further.”

Raymond Mori before being shot down twice, a gunner,  earning two Purple Hearts.

I changed their phone number to avoid Diamond’s collection calls. My mom still shakes when she hears the phone ring. She has never been late on paying a bill in her life, so this has caused her to lose weight and lose sleep. I learned my mom’s entire Social Security check goes to pay the Diamond mortgage. We have learned Diamond points have no secondary market value, so unlike your home, you can’t sell the points if you have a loan.

My parents today, Lillian and Raymond Mori, married 61 years

I have reached out to Angela Sandstede as her parents are going through exactly what we are going through. Roy Simmons is a Navy veteran. His Diamond mortgage payment is $2,700. He is a Navy veteran and a retired letter carrier.

Roy Simmons and Angela Sandstede Simmons

https://www.youtube.com/watch?v=j_nca6lMA4U&feature=youtu.be

Like many, my parents used their Monarch Grand Vacation timeshare for years without complaint. They said they were told they had to give up their deed and buy points. I’ve learned they did not have to do that. Since Diamond acquired Monarch, their annual maintenance fees have increased from $2,600 to $4,600.        

I first learned of their purchase when my mom told me they had purchased an investment. She said they had invested in property. I called Diamond Resorts when my dad said they wanted to sell some points. When I asked how to go about selling points, the DRI hospitality agent laughed at me.

What they bought

4,000 Diamond points 3/12/2013 for $20,416  

2500 Diamond points 6/25/2013 for $8,325  

2500 Diamond points 7/29/2013 for $8,616

5000 Sampler points 5/4/2014 for $2,995

At ages 79 and 75 they were sold a Sampler trial program?

I called Diamond and told them that they needed to take back this last Sampler purchase at the very least. They said they would work with us but had to talk to my parents directly. What did they do – they sold my parents 17,000 more points over the phone at then ages 79 and 73 for $49,492. My parents said they were told they cannot cancel the Sampler, but the points could be added to something else. This is why they are in foreclosure. The caller said they would attach the Sampler points to another program. I could not believe it. Their new maintenance fees are $4,780.

My mom worked as an interpreter for the Ontario California liaison. She speaks Spanish. My dad is diagnosed with early Alzheimer’s. To think their lives have been financially ruined by this company is unforgivable. I am an advocate now. I am a veteran. I am working on a graduate degree and am active in the Veteran’s Resource Center. There is a Veteran’s Resource Center in every university. As soon as I finish my degree, I plan to make it my life’s work to warn veterans about predatory timeshare sales that can financially ruin the lives of those who served to protect us, including those who intend to do us harm. I am one of 72 veterans and active duty military and law enforcement who have reported alleged timeshare fraud.  https://www.csun.edu/vrc

https://www.facebook.com/groups/DiamondResortsOwnersAdvocacy/

Thank you Teresa for the update, it is despicable that the timeshare industry allows its sales agents to behave in this manner, we have said it before and will continue to say it, you as an industry

ARE RESPONSIBLE FOR WHAT YOUR SALES AGENT SAY AND DO!

It is your products they are selling, you employ them to represent your companies, the buck stops with you. If the industry can’t change its practices, then maybe it is time for major legislation forcing them to change. We have seen this in Spain, consumers there are now given the full protection of the law, the strongest in Europe, with other countries starting to follow their lead.

If you have any comments or would like to share your own “Nightmare on Timeshare Street”, then contact Inside Timeshare, remember you are not alone.

Have you been contacted by a company offering resale, claims or relinquishment and are not sure if the company or what they are offering is genuine, then use our contact page and we will point you in the right direction. Doing your homework before engaging with any company dealing with timeshare will save you money and a whole lot of stress.

Tuesday Slot with Irene

Inside Timeshare publishes members accounts of sales presentations.

The reason we publish members accounts is because all but a few members report back to us that their claims of false promises made to sell them timeshare points, which they call lies, are being met with “You signed a contract” or “We’re not responsible for what sales agents say.”

That’s fine if that is the official position at  some timeshare companies, but the public needs to be made aware of the FACT that their complaints, in almost all of the 483 reported (as of the end of 2nd quarter 2018, were met with “You signed a contract” or “We are not responsible for what our sales agents say.”

The last thing we want to do is throw out the baby with the bathwater, lumping a fine timeshare company like Disney, into the tub of timeshare companies we feel need to improve sales and marketing practices.  

Please take the time to read decorated Marine veteran, John Collick, 100% disabled, his bio, and ask yourself “Who should I believe?”  

Now on to our U.S. British 4th of July edition of Inside Timeshare, submitted by John Collick and by Irene Parker.

Introducing Timeshare Advocacy Group™

Military Team Leader John Collick, and Military Team members:

George Yamada

Teresa Laird

Angela Sandstede

July 3, 2017

By John Collick, First Sergeant, USMC (Retired), and Irene Parker

Tomorrow is the 4th of July, the day Americans celebrate Independence from …. England. England and the US were once enemies, but now allies and friends. If two countries can resolve their differences, maybe timeshare developers can heal their relationship with 483 angry timeshare families that have reached out to Inside Timeshare for help. Like freedom, customer relationships must be daily earned and refreshed.  Four veterans share their allegations of deceit and frustration over the lack of timeshare enforcement.

There is no federal timeshare enforcement on the front end of the timeshare sale, and little to no enforcement in states where the Attorney General also falls back on the oral representation clause. Some Attorneys General conducted investigations based on members’ reports, but others, like Florida, mimic the timeshare developer’s response to complaints, “You signed a contract.”

Florida’s Department of Business and Professional Regulation’s (DBPR)

The department’s response to all complaints we have directed to DBPR

As you are aware, alleged verbal misrepresentations are very difficult to prove in light of the written documents and disclosures.  In terms of evidence we rely on these documents to prove or disprove the allegations. The actions taken by other state agencies are not evidence of the alleged misrepresentations related to the sales transactions conducted in Florida.  

This is exactly why we need a media outreach campaign to let the consumer know how any complaint that begins with “The sales agent said….” will be received. In essence, the Florida Timeshare Division, DBPR, does little to stop the deceit. False verbal representations made by unscrupulous timeshare sales agents are allowed to continue unchecked. Repeat offenders receive awards.   

The Florida DBPR demands proof. What would be the proof? Florida is one of only a few states that require both parties be aware of a recording of an in-person sales presentation. Most states allow a consumer to record an in-person meeting without the other participant aware.

http://www.diligentiagroup.com/legal-investigation/private-investigator-tips-is-it-legal-to-record-a-phone-call-or-conversation/

The Consumer Financial Protection Bureau helped Wells Fargo victims, but timeshare members, even in the CFPB’s heyday, could not effectively file a CFPB complaint. This was because borrowers filing a CFPB complaint are required to select a lender from the CFPB menu. Many timeshare borrowers don’t even know who the lender is, as the timeshare company services their loan. A timeshare company is not a choice on the CFPB’s drop-down menu.

We know there are millions who use and enjoy their timeshare points, but 483 families have described to Inside Timeshare how they were deceived by false statements and promises. Such tactics are illegal in the eyes of the FBI, described as white-collar crime – deceit, concealment, violation of trust, bait and switch.          

It is particularly disturbing to hear reports from 51 veterans, active duty military and law enforcement members. Several active duty military are worried about losing their security clearances due to timeshare foreclosure. Recent victims #50 and #51 are a police officer and a deputy.

John Collick, First Sergeant, USMC (Retired), 100% disabled, shares his timeshare experience. John is working on an article about his timeshare experience that he intends to submit to the DOD Inspector General and to the Military Times newspapers: Army Times, Air Force Times, Navy Times and Marine Times.   

Several other veterans and members of veterans’ families have come forward to assist John in his efforts, including:

  • George Yamada, Vietnam Army veteran 70% disabled due to Agent Orange,
  • Teresa Laird, her dad Raymond Mori, a two time Purple Heart recipient, alleging he and his wife were up-sold into timeshare foreclosure,
  • Angela Sandstede, her dad a Navy veteran, up-sold to $2,700 a month in timeshare loan payments, living on his letter carrier’s pension, now facing foreclosure.

John’s bio

John has a long and distinguished career as an Intelligence Specialist, both as a Marine and a federal employee. John was a Terrorism Analyst for the Navy in the immediate aftermath of 9/11; later became the Coast Guard’s Senior Threat Analyst, where he wrote a protocol for identifying risks and threats in the maritime domain. When this was implemented in the Port of Boston, it saved the city, state, and federal governments several million dollars. The port recently used that protocol while conducting a live shooter drill, with success.

John held a Top Secret SCI clearance for over 35 years; in addition to those identified above, he was also a Supervisory Intelligence Specialist at Immigration and Customs Enforcement, a Senior Intelligence Research Specialist, responsible for developing a process for vetting Syrian refugees at U.S. Citizenship and Immigration Services, and the Department of Defense HUMINT Issues Manager for Yemen. In this position, he was responsible for coordinating all classified activities concerning U.S. interests in Yemen.

Timeshare and the Military

Using his experience as a Marine First Sergeant, Mr. Collick advised that the Navy Criminal Investigation Service, Army Criminal Investigation Division, Air Force Office of Special Investigation and Coast Guard Investigation Service are responsible for investigating crimes against their service personnel, especially if it appears endemic. Although it is usually accomplished at the base commander level, any of the military service headquarters have the authority to place any business on the “off limits” list if it appears that their business practices are hurting military personnel. If endemic throughout the country, the Joint Chiefs could do the same. John has been reaching out to active duty members and others, gathering reports for his research and articles.

John is married with four kids; a 31 year old daughter, also a disabled veteran; a 27 year old son, an active duty Army officer; a 15 year old daughter in high school; and a 13 year old son, with Downs Syndrome, who has the mentality of an 18 month old.

His personal awards from military service include the Meritorious Service Medal, the Navy and Marine Corps Commendation Medal, the Army Commendation Medal, Armed Forces Service Medal, Arctic Service Medal, Outstanding Volunteer Service Medal, Humanitarian Service Medal, Sea Service Deployment Ribbon, and Combat Action Ribbon. He was also awarded the Navy’s Civilian Commendation Medal, for his role in translating documents and identifying previously unknown terrorists in the aftermath of the September 11, 2001 attacks.

By John Collick

It is my intention to reach out to the military and others in an effort to warn the military and the public at large that timeshare sales agents are, according to our experience, encouraged to make any false claim necessary to sell vacation points. We purchased our timeshare in Florida.

We were told by a Diamond Resorts sales agent, that we needed to purchase Diamond vacation points to ensure our weeks owned at The Colonies in Williamsburg VA timeshare didn’t lose value. The salesman, Mr. Stephen Kim, stated this was necessary because Diamond Resorts was in the process of acquiring The Colonies. We had recently upgraded to four weeks at The Colonies, so had no intention of making further changes in our vacation program until we received this false information. Mr. Kim said the points would be much cheaper if we purchased before Diamond acquired The Colonies because after the acquisition, the price per point will increase significantly. It wasn’t until a year later, after we purchased a Platinum membership at Diamond’s Mystic Dunes in Florida, we learned The Colonies was not to be acquired by Diamond Resorts – or any other company.

I filed a complaint with Diamond requesting the contract be rescinded. Diamond’s Hospitality agent responded, “Diamond is not responsible for what our sales agents say.” The FBI agents I spoke with, and attorneys have confirmed, hiding behind fine print is not legal, but with no enforcement, deception continues unchecked.   

We attended a mandatory orientation presentation at Mystic Dunes after our first purchase of Diamond points in Williamsburg VA. I asked sales agent Rida about Mr. Kim’s statement that Diamond was in the process of acquiring The Colonies. She said that she hadn’t brought it up because it hadn’t been made public.

We were also told we could use our Diamond points for amusement parks, concerts, the theatre, airplane travel, etc., only to learn airline travel was the only item mentioned for which points could be used, but even that was of little value.

All our timeshare experience has been with The Colonies of Williamsburg. They always told us the truth, not what they wanted us to believe. We have no desire to ever sell The Colonies of Williamsburg timeshare, but have every intention of ridding ourselves of Diamond Resorts.

Other veterans facing timeshare foreclosure, George Yamada, Roy Simmons, Raymond Mori  

George Yamada

Vietnam Army veteran 70% disabled

I work as a pension administrator. I was told the timeshare points I purchased were an investment. The first few purchases I made were based on the vacation experience but there is no question the last purchases were made because I was told the price per point had appreciated and was expected to continue to appreciate.

Angela Sandstede

My father, Roy Simmons, is a Navy Veteran. He had been happy with his timeshare points, but was up-sold to the point we are concerned about my parents losing their home if they have to file for bankruptcy. We made a YouTube hoping someone would listen and we will be reaching out to our Minnesota Attorney General, Lori Swanson. My dad retired on a letter carrier’s pension. My parents were up-sold to $2,700 a month in timeshare loan payment.

http://insidetimeshare.com/tuesday-slot-irene-13/

Teresa Laird

My father, Raymond Mori, also a Marine veteran, earned two Purple Hearts. My parents were sold a trial package, despite being timeshare members of this company for years. When I asked the company to cancel the purchase, they would not talk to me, insisting they had to talk to my parents. They “fixed” it by selling them 17,000 more points. When I went with them to Las Vegas, the agents there tried to sell them $234,000 in additional points at age 83, while my dad was dozing off in his wheelchair. Had I not been there, I feel they would have signed.    

http://insidetimeshare.com/fridays-letter-america-42/

Whistleblowers of America reviewed several timeshare complaints reported by veterans and active duty personnel. They presented our timeshare fraud report to the Joint Committee of Veteran’s Affairs March 14, 2018.    

Anyone helped by our advocacy efforts is encouraged to make a donation to WoA.

https://whistleblowersofamerica.org/

Thank you John and Irene, the number of complaints that we have received from military and law enforcement personnel is only the of the proverbial iceberg, there are many more who have had the same experience but have as yet not found who to go to.

Inside Timeshare will continue to publish these stories, they may not be popular with the industry, but the 4th July is about the freedom to express yourself, if you believe you have been wronged then is in not your right to speak up?

To all our friends and readers in the United States we from Europe wish you a very happy 4th July.

Friday’s Letter from America

Welcome to this week’s Letter from America, it is another “Nightmare on Timeshare Street” story involving yet another Veteran Raymond Mori, who is also a Double Purple Heart Recipient, his story is written by his daughter Teresa Laird, who is also a Veteran.

purple heart medal

This story along with others we have been publishing with similar stories from the elderly, seems to point to one thing, these groups are being deliberately targeted by Diamond Sales Agents. It can only be described as totally despicable behaviour, Diamond needs to get their house in order and be rid of these practices with the sales agents losing their licences and jobs.

Diamond is not only to blame in this matter, Barclays is also culpable, after all they are the ones providing the finance through their BarclayCards, which in many cases the clients did not know that one had been taken out in their name, until it is too late.

In Europe we have seen similar problems with Barclays, allowing sales agents to arrange loan agreements on the day with only a cursory credit check. None of the consumers who have contacted Inside Timeshare on this matter have ever had to provide an income and expenditure report, to show that they can actually afford the loan. This is something that would normally be done when taking out any sizable loan.

Usually we report on the week in Europe, suffice it to say it has been rather quiet, with only one court sentence reported this week. It involves the Puerto Calma Group, the Court of First Instance in Maspalomas found the contract illegal and declared it null and void, the clients in this case have been awarded 19,000€ with plus a further 3,600€ as a sanction for the illegal taking of a deposit within the cooling off period.

The only other major news was addressed in yesterday’s article about TESS, which has prompted many readers sending messages of support. One reader, even went on to say that Mr Cox is one deranged man and is obviously very ill, well, that is something we can well believe going by what he has been doing over the past months. There will be more to come on that story.

Now for this weeks “Nightmare on Timeshare Street” article.

Another Veteran, Raymond Mori, Alleges Timeshare Fraud

Retired Marine and Purple Hearts Recipient

Supported by Josh Parker, Army Veteran, Kevin and Brenda Hopkins, Air Force Retired, Roy Simmons, Navy Veteran

Exclusive: ILG explores merger with Apollo’s Diamond Resorts Timeshare Math – $3.5 Billion minus $2.2 Billion = $1.2 Billion

https://www.reuters.com/article/us-ilg-m-a-diamondresorts-exclusive/exclusive-ilg-explores-merger-with-apollos-diamond-resorts-sources-idUSKBN1GX2XJ

Purple Heart Crest

By Teresa Laird, Raymond and Teresa Mori’s daughter

Friday March 23, 2018

I am writing this article on behalf of my parents, Raymond and Teresa Mori, ages 83 and 79. My dad is a Marine veteran having served 23 years. He is 100% disabled. My dad earned two Purple Hearts. I too am a Veteran, an Army medic.     

Had I not been at the last Diamond Resorts “Update” March 13, 2018, I am convinced my parents, at age 83 and 79, would have purchased 30,000 additional Diamond vacation points for $234,295. This offer required a down payment of $69,993. I kept the paper of these terms under the table because members are not allowed to walk out with handwritten notes. My dad was not feeling well. He falls asleep in his wheelchair and had spent six months in the hospital after a heart attack. The stress over this expense has caused their health to deteriorate further. Thank you to Whistleblowers of America for advocating on behalf of Veterans. Please consider a donation to WoA if you are not drowning in timeshare loan payments, Barclaycard payments and annual timeshare maintenance fees.

https://whistleblowersofamerica.org/

 The sales agent we met with in Las Vegas did not even know how many points my parents already owned. The maintenance fees for 30,000 additional points would have been $4,466 on top of the maintenance fees for the 27,000 points they already owned. I’ve learned my mom’s entire Social Security check goes to pay the Diamond expense. I am beyond angry.

I have joined forces with Angela Simmons Sandstede, Josh and Nichole Parker, Josh a combat veteran, Kevin and Brenda Hopkins, Air Force, battling Diamond.

Angela says her parents were upsold to $2,750 a month in Diamond mortgage payments and are facing bankruptcy because of the up-sells. Angela’s parents live on her dad’s US Postal Service Letter Carrier’s pension.

Angela says her parents owned 52,000 DRI points before being pressured into further up-sells we both feel were fraudulent and criminal. We believe our parents. Angela and I have partnered to become advocates helping seniors needing assistance making a YouTube so the public can see what harm we feel is being done to the elderly, although there are many complaints from those younger as well. Mr. Simmons is also a veteran. He served in the Navy. Angela and Mr. Simmons, Josh Parker and Kevin Brenda’s YouTube:

Roy Simmons and Angela Sandstede Simmons

https://www.youtube.com/watch?v=j_nca6lMA4U&feature=youtu.be

Kevin and Brenda Hopkins

https://www.youtube.com/watch?v=zAkBlfyhVYQ&feature=youtu.be

Josh Parker

https://www.youtube.com/watch?v=ezkJ7GlJN4U&feature=youtu.be

Inside Timeshare has been asked to submit an article to a military down trace that will be distributed to 7,000 active duty army, three divisions, a Buyer Beware PSA announcement, given we have now nine active duty Navy, Homeland Security, Air Force, and a member who works for a defense contractor worried about their Security Clearance alleging they were defrauded by timeshare sales agents.

Teresa & Raymond Mori’s Nightmare on Timeshare Street

Like many, my parents used their Monarch Grand Vacation timeshare for years without complaint. In reviewing their documents, I feel there was deception from the moment they encountered Diamond Resorts. Like many, they were told they had to give up their Monarch deed and buy points. I’ve learned they did not have to do that. Since Diamond acquired Monarch, their annual maintenance fees have increased from $2,600 to $4,600. Like Angela’s mom, my mom is also so stressed over this I can’t ask her to participate in a YouTube. I am in college, now facing filing a barrage of regulatory and law enforcement complaints on top of writing my archeology thesis. My parents have not used their Diamond points. They give their points away.     

My mom told me they had purchased an investment, I called Diamond Resorts when my dad said they wanted to sell some points. My dad is so angry he doesn’t want to talk about it. When I asked how to go about selling points, the DRI hospitality agent laughed at me and said you can’t sell back points, but you can use them towards merchandise purchased through Diamond Resorts. When I looked into the value of doing this, it was no help to my parents. This needs to end. The elderly need to be protected.

According to what my parents reported, they have been lied to at each up-sell. They told me they were told they were investing in property. They were not allowed to take the contracts to their room to go over them. The agents would not allow my parents to call me to discuss the transaction. They have described high pressure tactics, constant messages to their room, phone calls, increasing gift values when they said no to “Updates”, any tactic to get them onto the sales floor.  Once they got them there, they were told they would not get their gifts if they left.

Here’s what happened

4,000 Diamond points purchased 3/12/2013 converting from Monarch to DRI

9,300 points were provided as “equity”   

Purchase price: $20,416 now owning 13,300 points

2500 Diamond points were purchased 6/25/2013 at Palm Canyon Resort

Purchase price: $8,325 now owning 15,800 points

2500 Diamond points were purchased 7/29/2013 at Polo Towers Las Vegas

Purchase price: $8,616 now owning 18,300 points

At ages 79 and 75 they were sold a Sampler product. This is a trial program. Why did they need a trial program if they bought points several times?

5000 Sampler points purchased 5/4/2014 in Sedona

Purchase price: $2,995

This was when I realized the predatory nature of timeshare sales. I called Diamond corporate and told them they needed to take back this last Sampler purchase at the very least. They said they would work with us. Instead, they sold my parents 17,000 more points! They said they would attach the Sampler points to another program. I could not believe it. Think how easy it would be to misrepresent or confuse them by selling points by phone. I am infuriated.

17,000 points were purchased at ages 79 and 73, after spending six months in a hospital after a heart attack, now owning 27,000 points

Purchase price: $49,492 told $13,991 was equity from their prior contracts

Amount financed: $47,138

New maintenance fees: $4,780

My mom and dad are good people who worked hard all their lives. My mom worked as an interpreter for the Ontario CA school district. She speaks Spanish. My dad is diagnosed with early Alzheimer’s. To think their lives have been ruined by this company, in my opinion, speaks of unspeakable evil. Angela and I vow to stop. We are advocates now.

From what Angela told me, I will be told by a Diamond Resorts Hospitality agent, working for Diamond Resorts Consumer Advocacy Department, “Sorry, you signed a contract.”

There seems to be no regulation, no enforcement and no one cares.

Elder financial abuse is a type of elder abuse in which misappropriation of financial resources or abusive use of financial control, in the context of a relationship where there is an expectation of trust, causes harm to an older person. https://en.wikipedia.org/wiki/Elder_financial_abuse

inspired advocates

https://www.facebook.com/groups/DiamondResortsOwnersAdvocacy/

Thank you Teresa Laird for writing your parents story, also once again a very big thank you to Irene Parker and the army of volunteers who are doing a fantastic job in highlighting and help all those who are turning to Inside Timeshare for help.

If you have been contacted by or are thinking of doing business with any company and are not sure if they are genuine, contact Inside Timeshare, we will help you find the information.

Remember, many of these companies are very professional at getting you to believe what they say, they know what you want to hear and will target that.

So that’s it for this week, another Friday is upon us and the weekend beckons, we hope you have a very relaxing and enjoyable weekend, join us next week for more news and information on the seedy world of timeshare.

friday cat