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Praetorian Legal

The Timeshare Association: Another New Website from David Cox

Here we go again, another new website has come online, https://www.timeshareassociation.co.uk

Registered on 13 June 2018, The Timeshare Association with the company registration number: 09041038 and a familiar address of: Coniston House, 3 Beach Rd, St Anne’s-on-Sea, Lancashire, England, UK, FY8 2NR, which for many of our readers is the address associated with our old friend Mr David Cox.

The company registration number is actually for the company known as The Long Term Holiday Product Association Ltd, formerly known by two previous names, The Timeshare Consumer Association Ltd and Timeshare Mediation Ltd. Which according to company house records Mr David Cox resigned from on 25 May 2018.

Although this website is fronted by two new names Mrs. Sofia Foley & Mr D Burnes, with the address according to the website of 25 Dyer Street, Kirkham, Lancashire. PR4 2JA.

Obviously it is another David Cox adventure as the “About us” section states: “We are a community company “not for profit” and the company is under guarantee, that financial guarantee provided by Mr David Cox”. (Well not for profit! If Cox is involved there will be profit coming his way).

Again just like TESS was borne out of the Timeshare Consumer Association when Cox was director and owner, that website funnelled unsuspecting consumers into the hand of David Cox and TESS!

The news section is again probably written by him, although it does look like he may just have someone to “edit” his very poor command of the written English language, mind you saying that, it is still full of grammatical and spelling errors.

But that is besides the point, it is again attacking other companies without any fact or foundation. Praetorian Legal and Mercantile Claims are once again under attack along with a very defamatory article about Mr Eugen Kaiser and Canarian Legal Alliance. (I pity the front people when the lawsuits begin, Mr Cox is well out of the frame!)

The website bolsters the news section with news going back to 1997, well I suppose that they did need to make the website look as though it is older than it actually is. Another point is the logo, it looks very familiar, just like the old logo for TATOC, which was also known as The Timeshare Association. (Is this to again confuse people into thinking it is the same organisation?)

So is this another wonderful ploy by Mr Cox, the failed director of many companies to confuse and snare the poor timeshare owners into the clutches of his businesses and his partners?

On the website there are many sections, all with little drop down category menus, one from the “About Us” section is “Highly Regarded Companies” and starts with the following:

“The Companies contained on this list have proven to be highly regarded by any of: the Government, authorities, industry professionals, professional bodies. They are known to have maintained their service and appear not to have faltered in delivery of the good and professional services.”

“Those Timeshares we have considered as highly regarded are from investigations we have conducted, including taking advice from others. It has been explained that those on the list that they have excelled in considering and delivering benefit to the consumer and are highly regarded and respected by others.”

Yet there is no list, does this mean that you as a timeshare owner must contact them to get it?

If so which companies are “Highly Regarded”?

One could surmise that it will be one of his companies or that of his associates, could one of these also be a Mark Rowe company, after all he did pull all the negative comments about Mark Rowe from his TESS website!

Click on the following link and nothing comes up any more!

http://tesslimited.co.uk/2016/09/13/the-monster-in-monster-credits/

One thing Mr Cox is very good at and that is pulling the wool over people’s eyes, so all we can say is timeshare owners beware the false stories peddled by any website or companies that DAVID ANDREW COX  has anything to do with.

As for the new front people at The Timeshare Association website, you really need to take stock of your situation, while Mr Cox is behind the trenches just like the old world war one generals, you are now in the firing line!

 

For more information on the inebriate that is David Andrew Cox click on the following:

 

http://timeshareexitsupportservices.com/

http://www.tess-timeshare.com

https://tesstimesharefacts.com/

https://tesstimesharefacts.com/news/david-cox-bernadette-cox-disolve-companies-faster-alker-seltza-glass-water/

http://insidetimeshare.com/david-cox-tess-attacking-sundry/

http://insidetimeshare.com/tess-allegations-facts/

Now for another warning about a fake law firm that we have previously mentioned Abogados Lopez, this “firm” are contacting clients of Canarian Legal Alliance and claiming that they have taken over their cases.

http://insidetimeshare.com/what-a-pitch-readers-share-their-information/

This is “FAKE LAW FIRM” they are not working for or on behalf of Canarian Legal Alliance, they have not secured funds for your timeshare with the courts, they are only out to steal your money.

The callers are Hope Brugge or Megan Heywood, the numbers being used are:

0034 951 242 867 which is a Malaga code

0034 602 654 670 which is a Spanish mobile

Another number that has been used is

0044 1291 440 500 which is a Chepstow code.

DO NOT FALL FOR THEIR VERY CONVINCING PITCH!

 

The Tuesday Slot with Irene

In this weeks Tuesday Slot with Irene we welcome a new contributor and member to the Diamond Resorts Advocacy Facebook Group, Jenny Baldner, edited and introduction by Irene Parker. In this article Jenny gives her way of avoiding those persistent “update meetings”.

In response to Marcy’s comment about US Consumer Attorneys in Friday’s Letter from America, another Veteran has come forward worried about the $6,000 he paid US Consumer Attorneys after he was not allowed out of his timeshare. George Yamada served his country in Vietnam. He is 70% disabled, exposed to Agent Orange.

Inside Timeshare has heard from 44 veterans and Active Duty members of the military and law enforcement alleging timeshare fraud. Those who have put their life and health on the line for us should not have to suffer timeshare abuse that can ruin their retirement.

Last week after publishing Friday’s Letter from America, news came in of yet another Supreme Court ruling from Spain’s Highest Court in Madrid, Once again the lawyers from Canarian Legal Alliance secured the ruling against Silverpoint in Tenerife, making the number rulings from this court a massive 112!

The judges in this case ordered that the client be awarded over 80,000€ plus legal fees and legal interest, with the contract being declared null and void. So another happy ex-timeshare owner.

Considering the above and what has been published in the past, it seems strange that David Cox of TESS is still very quiet, still nothing published since his diatribe against Inside Timeshare, Canarian Legal Alliance and Praetorian Legal back in March.

Could it be he has run out of thoughts (not difficult for someone without a brain), or just forgotten how to write, not that he could write anyway, or is it he knows that he has landed himself in the proverbial legal dung heap!

We actually suspect that this enterprise is going the same way as all the others he has been involved with, LIQUIDATION!

https://tesstimesharefacts.com/news/david-cox-bernadette-cox-disolve-companies-faster-alker-seltza-glass-water/

Now for this Tuesdays article.

A Fair and Balanced Timeshare Review

By Jenny Baldner

May 15, 2018

Introduction by Irene Parker

Two common timeshare complaints are:

There is never any availability!

You can always book cheaper online!

I don’t agree with either comment, but it is also true there are many times it is cheaper to book online than use vacation points. My mission is to slow the growth of deceit and bait and switch tactics used to sell points, inspired by the evolution of the points based timeshare product.

Today Jenny Baldner shares her fair and balanced opinion along with her words of wisdom on how to dodge efforts to get her to attend sales presentations. Jenny is a Diamond Resorts member, but Inside Timeshare has heard complaints from members who own points of several timeshare companies. More than a few members have told us the only reason they want out is because of the herculean efforts of greeters to get you to sit down for that 90 minute presentation that can end up taking as long as nine hours. Nine hours has been the record so far.    

The only comment of Jenny’s that I don’t agree with is “since we are stuck with it for life.” The old adage holds true. The only two things we are stuck with are dying and paying taxes. Developers are finally starting to wake up to the fact that ironclad one sided perpetual contracts, accompanied by rising maintenance fees, with little or no secondary market, are a one way ticket to disaster. As always, don’t pay anyone any money to get you out of your timeshare without checking with one of the self-help groups listed below or Inside Timeshare.

Three important considerations need to be input into Jenny’s model:

  1. The age of the buyer
  2. The initial investment
  3. The interest rate – never finance a vacation at 12% to 18% for 10 years   

We appreciate Jenny’s article submission. Due to the escalation in the number of comments and complaints Inside Timeshare receives, contributor articles allow Charles Thomas and I more time to answer questions and point members in the right direction in order to resolve their complaint. And I love to edit!

Jenny’s Timeshare Tips

I’m really glad I was accepted into this group.

https://www.facebook.com/groups/DiamondResortsOwnersAdvocacy/

I see that a lot of people have experienced what we have. So, I wanted to share a few ways to evade the badgering of sales agents and other ways I get my money’s worth since we’re stuck with it for life.

  1. We always check in late to avoid the rush. Sometimes we travel separately so I can say my spouse isn’t accompanying me on this trip. They leave you alone if your spouse isn’t with you.
  2. Skip the concierge desk after checking in.
  3. Don’t answer the room phone during your stay. Most of us have cell phones so you can go one step further and unplug the room phones which I have done if they’re persistent.
  4. When they call your cell phone, make sure that you let them know that every day is booked with set activities. This is not a lie.
  5. Program that number into your phone so you know not to answer it.
  6. Kill them with kindness. “Thank you so much, I appreciate it but, No!”
  7. We have way more points than we need every year, so I usually book extra rooms so families can join in on the fun. I supply the room and they either pay me money to go towards my maintenance fees, or they buy all the food while we’re there. They don’t have the money to buy or rent hotels or resorts. I always try to upgrade to get my money’s worth.
  8. I got tired of feeling like I was being duped, so now I use a budget planner to track my maintenance fees and points. When I find a location using my points, I compare the market value of the resort as if I were to book the same room through booking.com, Trip Advisor, hotels.com, and so on. I make sure that when I book a room, I couldn’t get it cheaper through the market.
  9. Lastly, I hate the way they sell you these timeshares! But, I have to admit I like the rooms and it forces me to take a couple vacations every year. If you have it, use it! Don’t lose your points. I have booked rooms for my friends and their families after they return from deployment. One year I even used it as my white elephant gift at work.

On another note…a few days after 1 January, I save my max points for the year. If I need them back because I went over the remainder to use, they just pull that amount back for your booking. You already paid your maintenance fees so you don’t have to pay anything extra. And then you don’t have to worry about forgetting to save your points by a certain deadline.

Below is a picture of this year’s budget. As you can see if I were to book these vacations without my timeshare it would have cost me an additional $2,552.79. The market tracker does include taxes and the additional resort fees we don’t pay.

I hope this helps you or someone. We started with Sunterra in 2006 and are now with Diamond Resorts.

Thank you again Jenny! Jenny worked as a Resource Advisor for a few years while in the Air Force and decided to take those skills and apply them to this. “Nothing worse than feeling like you were made a fool of,” Jenny added.

The consumer is not off the hook, but clearly more timeshare public awareness is needed to slow the volume of complaints as well as rising default rates. Consumer knowledge can address both negatives.    

We seek to provide timeshare members a way to proactively address membership concerns; to advocate for timeshare reform; to obtain greater disclosure from the company; to advocate for a viable secondary market; and to educate prospective buyers.

https://www.facebook.com/timeshareadvocategroup/

https://tug2.com/Home.aspx

https://www.facebook.com/groups/180578055325962/

https://www.facebook.com/groups/465692163568779/

https://www.facebook.com/groups/1639958046252175/

Thank you Jenny and Irene, I’m sure that by using this advice, you will have a much more peaceful vacation.

If you have any comments or questions about any article published, then contact Inside Timeshare and we will be pleased to help.

 

Thursday Updates

In Yesterday’s article on RSB Legal based in Redditch Worcestershire, looking like they have ceased trading, Inside Timeshare was contacted by Praetorian Legal, with the following information which we publish for our readers.

They have advised us that Praetorian Legal had been contacted by RSB Legal in order to underwrite some of their termination business.

Their statement is, if you received a Praetorian Legal indemnity document, they have advised us that Praetorian Legal will honour their indemnity and timeshare owners will remain fully covered under the Praetorian Legal Timeshare Protection Indemnity.

Inside Timeshare would like to thank Gary Smith of Praetorian Legal for responding so quickly, this does show their are some companies who are willing to do the right thing. It also shows that what has been published about his company by TESS and the TCA is designed to sully his reputation.

On the subject of TESS, the website TESS Timeshare Facts has been rather busy with their research, in their article:

DAVID COX AND BERNADETTE COX DISSOLVE COMPANIES FASTER THAN ALKA SELTZER IN A GLASS OF WATER

In this article they have uncovered some very interesting information, this surrounds David Cox’s past “business career”, it does not look very impressive. It highlights every business that Mr Cox has been involved with, showing the status of the business, many are dissolved with unpaid debts!

These are just of the few that have been published on the TESS Timeshare Facts website:

Directors of U JET LIMITED were David Cox & Bernadette Cox  Status: Dissolved Unpaid debts left owing

Directors of D & B COX LIMITED were David Cox & Bernadette Cox  Status Dissolved Unpaid debts left owing

Directors of D & B COX (CONTRACTING) LIMITED are David Cox and Mrs Bernadette Cox.  Trading Status: Dissolved Unpaid Debts left owing

For the full article click on the link below:

https://tesstimesharefacts.com/news/david-cox-bernadette-cox-disolve-companies-faster-alker-seltza-glass-water/

The article also provides all the links to company house records as well as links to other websites, Inside Timeshare would love to meet the authors of this website, but we fully understand the reason for them wanting to remain anonymous. All Inside Timeshare can say is keep up the research!

Just to finish off today, it was also announced by Canarian Legal Alliance that they have received another ruling from the Supreme Court in Madrid, this now makes 106.

This case involving clients from Norway was against Palm Oasis / Tasolan SL, the lawyer representing them was Miguel Rodriguez Ceballos, CLA’s senior lawyer. The interesting fact about this particular case is the Escritura and the registration of the timeshare at the Property Registry. By registering they were trying to treat the timeshare as property thereby attempting to circumvent the timeshare laws, making then non-applicable. The court disagreed and declared that timeshare law was applicable.

The court declared the contract null and void awarding the return of over 16,000€. One of the infractions of the timeshare law was the length of the contract, being more than 50 years. (PDF of the court ruling is below).

Supreme Court Palm Oasis Tasolan

In tomorrow’s Letter from America we shall be running the story of Gad and Noreen Liebmann, both army veterans and their experiences at the hands of Diamond sales agents. They are currently staging a protest outside Diamond’s Daytona Beach Resort. So do join us tomorrow, it is a story that will make your blood boil!

Inside Timeshare is here to inform you of what is happening in the murky world of timeshare, bringing you the news from the courts, the US and beyond bringing timeshare owners around the world together. We also publish articles about different companies and how they operate, inform you of the fake law firms and what to look out for,so you have the facts who to trust.

If you are unsure about any company that contacts you or one that you have found searching on the web, contact Inside Timeshare and we will help you find out.

Thursday Roundup

It was only a matter of time before another new name appeared in the “fake” lawyers family of Litigious Abogados, this one is called Manuel Hidualdo Abogados.

Home

 

manuel-hidualdo-logo

The website apart from a new logo is exactly the same as all the others, although they did seem to get the opening line wrong on this one, it states that  “Our company was founded Monday 26th July 1990 by Manuel Selando Hidualdo”, that date in 1990 was in fact a Thursday, not quite attention to detail there!

manuel selando hidualdo
Manuel Selando Hidualdo

On the website which was registered 16 January 2018, only a few months ago, they still maintain they have had 15 years presence on the internet, strange how we have never come across them before?

It also shows some new photographs of the lawyers with new names, which once again are very strange names indeed, with a play on some of the older ones. Obviously the photographs of the lawyers are just downloaded from the internet, which you find when searching images of lawyers.

emilio derlanta cantelar
Emilio Derlanta Cantelar
francisco fralja sobanem
Francisco Fralja Sobanem
placido lisbares lomen
Placido Lisbares Lomen

The address is one we have seen before on the website for Abogados Canarias:

4 Calle de S. Francisco, Santa Cruz, 38002, Tenerife

Again a search on Google street view shows the address is genuine but again, according to the two plaques on the wall for the Abogados that reside there are not this one. So do those genuine lawyers know their address is once again being used by this fake firm?

They give two telephone numbers:

Freephone: 0800 802 1746

Tenerife Tel: 0034 822 685 013

The email addresses given are again not linked to the website but are for consultant.com, which as we know is just another free email address provider.

email: [email protected]

email: [email protected]

Obviously the scenario is going to be the same as before, timeshare owners will be cold called with the wonderful news that their timeshare resort / company is about to be taken to court, and for a small fee, probably around £1000 they can be part of the court case. This money will probably have to be paid to another fake Procurador via bank transfer. As yet we don’t have a name for this individual, but no doubt another great name will emerge.

Then in a few weeks, the lucky owner will receive notification that the director of the resort / company has once again pleaded guilty, with the court now holding many thousands of pounds just waiting to be sent to them. Obviously, there will be a tax and fees to be paid before this can be released. Along with this good news, the owner will receive a forged court document and a photocopy of the cheque with their name and the amount they will receive. We wonder if it will be on a Banesto cheque?

Once again Inside Timeshare warns its readers this is an elaborate and sophisticated fraud, designed to strip you out of thousands of pounds. Do not be taken in by this, you did not instigate these legal proceedings so you have not got any money being held by the court.

If you are contacted by this firm or any other with a similar story, then contact Inside Timeshare, all your information will go to help others.

Returning to the TESS, David Cox and Mark Rowe story, Praetorian Legal have published a warning about Mark Rowe on their website. As we reported recently Praetorian Legal have been subjected to many attacks by TESS and Mark Rowe’s TCA (Timeshare Consumer Association).

These two organisations have been vehemently attacking anyone who speaks out about them, Inside Timeshare and Canarian Legal Alliance have also been attacked. Obviously these attacks are to take the heat away from them, we know that Mark Rowe and his companies are being investigated by the Regional Organised Crime Unit of Avon & Somerset Police. Must be very serious for this unit to be involved. The question is are TESS and David Cox also being investigated, after all Cox did have a contract with Rowe?

Read the Praetorian Legal post below:

https://www.praetorianlegal.com/warning-mark-rowe-owner-timeshare-consumer-association-monster-rewards-companies/

Just to rub it in to David Cox, who believes that the “victories” Canarian Legal Alliance have had in the Supreme Court are not “real”, CLA announced another two rulings from Spain’s Highest Court along with another 9 from the Courts of First Instance and High Courts.

First we start with the two Supreme Court rulings, these are numbers 98 and 99, they involve two timeshare operations, Silverpoint in Tenerife and Tasolan in Gran Canaria.

Once again both contracts declared null and void, with over 165,000€ being returned to the clients by the court.

There were four First Instance rulings against ANFI Del Mar and Silverpoint, resulting in over 114,000€ being returned along with the contracts being declared null and void.

The five High Court sentences were once again against Anfi and Silverpoint, with over 145,000€ having to be returned, contracts were also declared null and void.

So Mr Cox, if you still believe these are not real, show your evidence.

Just to finish, one of our regular readers and internet searchers sent us a link which is rather comical, it is from Timeshare.lawyer, another Mark Rowe company linked with ABC Lawyers. In this piece titled “The Scandal Around Loans for Timeshare Purchases”, it goes on about the loan agreements arranged by timeshare sales staff for the purchase of timeshares.

It is the third paragraph which made us laugh,

“What’s even more disturbing is that, in many cases, those unscrupulous timeshare sales staff have provided false information on the finance documents in order to get them approved. When assessing the finance documents, people have found that their income had been entered incorrectly, and furthermore, the loan had been granted for ‘home improvements’ – not timeshare! This is fraud, committed by the sales staff and inculcating the signees without their knowledge.”

https://www.timeshare.lawyer/loans-for-timeshare-purchases/

Hang on a minute, did this not happen to hundreds of Resort Properties / Silverpoint clients during Mark Rowe’s watch as “Sales Director”?

Well we know it did as there are High Court (London) actions against Barclays Partner Finance brought by Stewarts Law and Edwin Coe, for loan agreements arranged by sales staff on behalf of Resort Properties / Silverpoint clients.

Now it would appear his company is going after the banks, in the article they go on about Shawbrook Bank setting aside £9 million for loans which have been incorrectly approved, with the Finance Director resigning after the news broke, this is a little out of date as Inside Timeshare published that story in July 2016 within days of it being made public:

http://insidetimeshare.com/shawbrook-bank-announce-irregularities-timeshare-loans-similar-activities-usa/

So there we have it, nothing surprises us in the world of timeshare, there is always something going on.

If you have any questions on this article or just need some information about any company that has contacted you, get in touch with Inside Timeshare through our contact page and we will provide you with details on how to check them.

homework

David Cox of TESS Attacking All and Sundry

What a strange world we live in, David Cox seems to be getting a little full of himself, first he starts attacking his old partner Mark Rowe, encouraging people to file complaints with the police, then goes on a spree against the Timeshare Consumer Association, which he ran alongside TESS.

Then over the past few months he has been publishing attacks against Praetorian Legal, now it is the turn of Inside Timeshare, with what can only be called ridiculous comments. Yes, I did work for Tony Muldoon around 20 years ago, for around 6 months until it became apparent that it was all a scam. That fact was never hidden, it was the subject of an article called “Toni Muldoon: Duping the Innocent” published on 26 May 2016,

http://insidetimeshare.com/toni-muldoon-duping-innocent/

He also then takes out of context what is published in the About section on the website:

“My next experience in timeshare was as a sales rep on a deck. Now I was going to find out what happens on the “Tour”. Over the years I have worked for several companies within timeshare, selling weeks, points and holiday clubs. I must admit I didn’t do very well as I found it difficult to stretch the truth. Needless to say I was never at the top of the tree.”

So one thing is for sure, it has never been hidden that I have worked in timeshare, unlike the past of Mr Cox himself, what do we know about him?

Very little, except he did use the TCA as a platform to increase business for his company TESS, he did have agreements with Mark Rowe to take on his relinquishment contracts from Mr Rowe’s companies which Mr Cox has then vilified and attacked. Then all of a sudden all posts written (we must point out badly written) about the Rowe Companies and the TCA have disappeared from the TESS news section.

Mark-Rowe-and-David-Cox

Has anyone got an explanation for this, has Mr Cox decided that he could be implicating himself and his company, with his attacks and “evidence” to the Police?

Has he decided to let bygones be bygones and gone back into bed with Mr Rowe?

Legitimate questions one would say, unfortunately no one has an answer, except Mr Cox himself.

When doing a search on Mr Cox it is surprising what you find, first there is http://www.tess-timeshare.com/tess/

Although its author is not identified it is well written and has a great deal of information about Mr Cox and his past dealings.

Then we have https://tesstimesharefacts.com/

Again the author is not identified, but in the world of timeshare none of this is unusual. It is well written (unlike those from Mr Cox), even attaching a letter from Trading Standards voicing their concerns on several points.

This website also asks the question ‘what was it that made it NOT a scam, when he was taking Mark Rowe’s money, to it now being a grand SCAM?’

A valid point don’t you think?

Also according to this website, they understand that David Cox and TESS are also being investigated by the same police unit that is investigating Mark Rowe’s companies

The other website is Praetorian Legal, which has a press release from November 2017, in this they ask the question why has Mr Cox and TESS  suddenly changed his opinion of Praetorian Legal, considering the article he wrote and published in February 2015 on the TCA website which he then owned?

https://www.timeshareconsumerassociation.org.uk/2015/02/05/oh-nooh-no-rdo/

Again another very valid question.

Mr Cox has also attacked the Canarian law firm Canarian Legal Alliance, asking if the court cases being won are real or not?

It is a matter of public record, not just from the official court records but also in many European newspapers and mainstream Spanish television. Surely those institutions would not publish “fake” cases?

If what he writes (albeit very badly) has any inkling of truth where is his evidence?

Is Mr Cox just trying to use attacks on others as smoke screen to divert attention away from himself and his company?

Is he and TESS under investigation?

All questions that will be answered in time, but for now we can only guess, we leave it to you the reader to decide.

This is by far not the last article we shall be publishing, it is just the start, as more information comes to light it will be published here, and a personal message to Mr Cox, you have threatened legal action against myself and Inside Timeshare in the past, it fell on deaf ears. Your time is coming!

If you have had any dealings with David Cox and his company TESS and feel that you were a victim, then contact Inside Timeshare, we will point you in the right direction and people to file a complaint.

Tomorrow we publish our Usual Fridays Letter from America, with another “Nightmare on Timeshare Street” article featuring yet another Veteran, this one a Purple Heart holder. Join us tomorrow, for reality and truth.

reality